Business loans can be a great way to get the funding you need to grow your business. But how do you get a business loan? In this blog post, we’ll explore the answer to that question and provide some tips on how to get a business loan. Checkout this video: Introduction Whether you’re starting a…
Trying to figure out what credit score is needed for a car loan? We can help! Check out our blog for all the info you need. Checkout this video: Introduction A credit score is a number that lenders use to decide how likely it is that they will be repaid on time if they lend…
A loan to value ratio, or LTV, is the percentage of a property’s value that’s being financed with a loan. It’s important to know your LTV ratio before applying for a loan. Checkout this video: Understanding Loan to Value Ratio Loan to value ratio is a financial term used by lenders to express the ratio…
You can use this calculator to figure out your monthly payment and amortization schedule for your loan. Checkout this video: Introduction When you take out a loan, the borrowing process is simple: you borrow a sum of money that you agree to pay back, plus interest, over a certain period of time. But how is…
The major difference between subsidized and unsubsidized loans is that the government pays the interest on a subsidized loan while the student is in school. Checkout this video: Introduction When you hear the terms “subsidized” and “unsubsidized” in relation to student loans, it is referring to the interest that accrues on the loan while you…
There are a few key things you’ll need to do in order to qualify for a loan . Learn about the process and what you’ll need to get started. Checkout this video: Introduction In order to qualify for a loan, you will need to meet the lender’s criteria. This can vary from lender to lender,…
A Loan Estimate is a three-page form that you receive from a lender after you submit a loan application. This form gives you important information about the loan you are applying for, including the estimated interest rate, monthly payment, and closing costs. The Loan Estimate also tells you how much money you will need to…
If you’re a small business owner in need of financial assistance, you may be wondering how to get a PPP loan without a business. Here’s what you need to know. PPP Loan Without a Business’ style=”display:none”>Checkout this video: What is a PPP Loan? A PPP loan is a loan from the government that is given…
A fixed rate loan is a loan where the interest rate doesn’t change during the entire term of the loan. This type of loan is good for people who are on a budget because they can predict their monthly payments. Checkout this video: Introduction A fixed-rate loan is a loan in which the interest rate…
If you’re one of the many people who have a 401k loan, you may be looking for ways to pay it off early. Here are a few tips to help you do just that. Checkout this video: Introduction If you have a 401k loan, you’re not alone. In fact, according to the Employee Benefit Research…