If you’re using a credit card, you might be wondering what the right amount to charge is. After all, you don’t want to max out your credit limit, but you also don’t want to keep a low balance. So what’s the right percentage of your credit card to use? Checkout this video: The 30 Percent…
If you’re considering credit counselling, you may be wondering what it is and how it can help you. Credit counselling is a process that can help you better manage your finances and get out of debt. A credit counselling agency can work with you to create a budget, negotiate with your creditors and help you…
If you’re trying to get something removed from your credit report , you’ll need to follow a few specific steps. Here’s what you need to know. Checkout this video: Request a credit report from the three major credit bureaus The first step to take is to request a credit report from the three major credit…
Tax credit screening is the process of verifying that an applicant meets the criteria for a tax credit program. This verification is important to ensure that the applicant receives the correct amount of tax credit and to prevent fraud. Checkout this video: What is a Tax Credit Screening? A tax credit screening is an assessment…
How often should you apply for a credit card? Get the answer from our credit card expert. Checkout this video: Applying for a Credit Card There are a few things to consider when you are thinking about applying for a credit card. The first is your credit score. If you have a good credit score,…
If you’re looking for a loan from a credit union, there are a few things you need to know. Check out our guide on how to get a credit union loan. Checkout this video: Research credit unions in your area. When you’re ready to start looking for a credit union loan, the first step is…
How do I get credit? You may be wondering how you can get credit for your hard work. The answer is simple: By writing quality meta descriptions! Checkout this video: What is credit? Credit is an arrangement between a borrower and a lender in which the borrower receives something of value now and agrees to…
Credit unions are unique financial institutions, but who actually owns them? It’s a question that we get asked a lot, so let’s explore the answer in today’s blog post. Credit Union?’ style=”display:none”>Checkout this video: Introduction A credit union is a member-owned and controlled financial institution, created for the purpose of promoting thrift, providing credit at…
Wondering how accurate your Creditwise credit score really is? We did some research to find out – read on to see what we discovered. Checkout this video: Introduction When you’re trying to get a good sense of your financial health, your credit score is one of the most important numbers to know. But what goes…
How long do credit checks last? The length of time a credit check will remain on your credit report depends on the type of credit check. Hard inquiries, or hard pulls, generally remain on your credit report for 24 months. Soft inquiries, or soft pulls, may stay on your credit report for up to two…