What Credit Card Can I Use at Costco?
- Costco’s Credit Card Policy
- The Best Credit Cards for Costco
- How to Use a Credit Card at Costco
You can use any credit card at Costco, but there are some benefits to using a Costco specific credit card.
Checkout this video:
Costco’s Credit Card Policy
Costco only accepts Visa credit cards. This means that if you have a Mastercard, American Express, or Discover card, you will not be able to use it at Costco. This policy is in place to help keep costs low for consumers.
What types of credit cards does Costco accept?
Costco accepts Visa, Mastercard, and Discover credit cards. American Express is not accepted.
What are the benefits of using a Costco credit card?
Costco’s credit card policy is simple: You can use any Visa card, including debit and prepaid cards, to shop at Costco. Mastercard and Discover are also accepted. American Express is not accepted.
There are two main benefits of using a Costco credit card. First, you’ll earn cash back on all of your purchases. Second, you’ll get special financing offers on certain items.
The Best Credit Cards for Costco
If you’re a Costco member, you know that the store only accepts cash, checks, debit cards, and Costco Cash Cards. So, if you want to use a credit card at Costco, you’ll need to find one that can be used as a debit card. Costco also offers its own co-branded credit card, the Costco Anywhere Visa® Card by Citi, which can be used anywhere Visa is accepted.
Cash back credit cards
Costco is one of the few retailers that does not accept American Express, so if you have an Amex card, you’ll need to use another form of payment. Fortunately, there are plenty of other cards that will give you cash back on your purchases, both at Costco and elsewhere.
One of the best cash back credit cards is the Citi Double Cash Card. This card gives you 2% cash back on all your purchases, including at Costco. There is no annual fee for this card, so you can use it for all your everyday spending and not have to pay anything extra.
If you’re looking for a card with a little more flexibility, the Chase Freedom Unlimited card may be a good option. This card gives you 1.5% cash back on all your purchases, including at Costco. You can also choose to earn 3% cash back on select categories each quarter, which can include gas stations and grocery stores like Costco. There is no annual fee for this card either, so it’s a great option for everyday spending.
Rewards credit cards
The best credit cards for Costco are the ones that will give you the most rewards for your spending. After all, what’s the point of using a credit card if you’re not going to get something back in return?
There are a few different types of rewards programs out there, but the two most popular are cash back and points. Cash back is just what it sounds like – you get a certain percentage of your spending back in the form of a statement credit or direct deposit. Points, on the other hand, can be redeemed for travel, merchandise, gift cards, and more.
So which type of rewards program is better? That’s up to you. If you know you’ll use your Costco credit card mostly for gas and groceries, cash back might be the way to go. But if you think you might also use it for travel or other big-ticket items, points could be more valuable.
Here are a few of the best credit cards for Costco – no matter which type of rewards program you prefer:
-If you want cash back: The Citi® Double Cash Card offers 1% cash back on every purchase, and another 1% when you pay it off. There’s no annual fee, so it’s easy to earn back more than what you spend on annual membership fees alone.
-If you want points: The Chase Sapphire Preferred® Card offers 2x points on travel and dining purchases, and 1x points on everything else. You can also transfer your points to a variety of popular loyalty programs like airlines and hotels. Plus, there’s a sign-up bonus worth $625 when you spend $4,000 in the first 3 months. Just remember – this card has an annual fee of $95 (waived the first year).
Travel credit cards
The best travel credit cards for Costco are the Chase Sapphire Preferred Card and the American Express Platinum Card. Both of these cards offer excellent rewards and benefits, including cash back on all your Costco purchases. If you frequently travel to Costco locations outside of the United States, the Chase Sapphire Preferred Card is the better choice, as it offers no foreign transaction fees. However, if you primarily use your card for purchases within the United States, the American Express Platinum Card is a better option, as it offers a higher rewards rate on all your purchases.
How to Use a Credit Card at Costco
Costco accepts all major credit cards, including Visa, Mastercard, Discover, and American Express. You can use your credit card to pay for your membership, shop at the store, and gas up your car. There are a few things you should know about using a credit card at Costco, so read on for more information.
Apply for a Costco credit card
If you’re a regular Costco shopper, you may want to consider applying for a Costco credit card. There are two main types of Costco credit cards: the Costco Anywhere Visa® Card by Citi and the Costco Credit Card.
The Costco Anywhere Visa® Card by Citi is a good choice for people who want to earn cash back on their purchases, as it offers 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter, 3% cash back on restaurants and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other purchases. There is no annual fee with this card if you have a Costco membership.
The Costco Credit Card is only accepted at Costco locations and does not offer any rewards or cash back. There is no annual fee for this card if you have a Costco membership.
Activate your Costco credit card
Once you have been approved for a Costco credit card, you will need to activate it before you can begin using it. You can do this by either calling the number on the sticker that came on your card, or by going online to the credit card company’s website. When you activate your card, you will need to provide some personal information, as well as create a pin number that you will use when making purchases.
Use your Costco credit card
If you have a Costco credit card, you can use it at any Costco location. Just swipe your card at the door and then again at the checkout. You can also use your Costco credit card to shop online at Costco.com.
If you don’t have a Costco credit card, you can still shop at Costco, but you’ll need to pay with cash, check, or a debit card.