Considering a school loan? Here’s everything you need to know about how to get a school loan, from government loans to private loans. Checkout this video: Introduction Student loans can be a necessary evil. They often make the difference between being able to attend your chosen school or not, but they also come with a…
A loan to value ratio, or LTV, is the percentage of a home’s appraised value that a lender will allow you to borrow. Find out more about this important mortgage metric and how to keep your LTV low. Checkout this video: Introduction The loan to value ratio (LTV) is a financial term used by lenders…
There’s no minimum credit score for a VA loan, but lenders typically require a FICO score of 580 or higher for the lowest down payment. Checkout this video: Introduction If you’re a veteran or active duty service member, you may be wondering what credit score you need for a VA loan. The short answer is…
You’re in the market for a new car and have decided to finance it with a car loan . But how exactly does a car loan work? Here’s a quick rundown of the basics. Car Loan Works: The Basics’ style=”display:none”>Checkout this video: How a Car Loan Works A car loan is a loan that is…
If you’re in the process of taking out a mortgage, you’ll want to be familiar with the Loan Estimate document. This document provides an estimate of the fees and costs associated with your loan, as well as the expected monthly payment. Here’s a breakdown of the items that appear on a Loan Estimate. Checkout this…
It is possible to get a home loan with bad credit . There are a few things you can do to improve your chances of qualifying for a home loan. Checkout this video: Know Your Score The first thing you need to do is get a sense of where your credit stands. You can get…
A fixed loan is a loan in which the interest rate does not change during the entire term of the loan. A fixed loan is attractive to borrowers who do not want their payments to change over time. Checkout this video: Introduction A fixed loan is a loan that has a set interest rate over…
The Direct Stafford Loan Estimate is a tool that allows you to estimate your Stafford Loan eligibility and repayment amount. Checkout this video: What is the Direct Stafford Loan Estimate? The Direct Stafford LoanEstimate is an estimate of the total amount of money that a student can borrow through the federal Direct Stafford Loan program….
Find out how much loan you can qualify for with our mortgage calculator. Just enter your income, debts & other factors to get started. Checkout this video: How Much Loan Can I Qualify For Mortgage? It’s a common question among home buyers – especially first-time home buyers – how much of a mortgage loan they…
It’s no secret that student loan debt is a huge problem in the United States. Learn how to pay off your student loan debt and get your life back on track! Checkout this video: Assess your situation Before you develop a plan to pay off your student loans, you need to take a close look…