If you have a closed account on your credit report , it means that the account is no longer active. It may have been closed by you or the lender. Checkout this video: What is a closed account? A closed account is a credit account that has been shut down by the creditor. A “closed…
You may have moved recently and are wondering how to remove old addresses from your credit report. Here are a few tips to help you get started. Checkout this video: Go to www.annualcreditreport.com The best way to remove old addresses from your credit report is to go to www.annualcreditreport.com. This website will allow you to…
It’s easy to get a cash advance from your credit card – but it’s also easy to get into trouble if you’re not careful. Here’s what you need to know about cash advances and how to use them responsibly. Checkout this video: Introduction A cash advance on your credit card allows you to withdraw cash…
Tax credits are subsidies that the government provides to eligible taxpayers. The subsidy comes in the form of a credit that can be applied to reduce the amount of tax owed. Checkout this video: Tax Credit A tax credit is a tax incentive which allows certain taxpayers to subtract the amount of the credit they…
How to Dispute a Late Payment on Your Credit Report and improve your credit score. Checkout this video: Log onto the website of the credit bureau that’s reporting the late payment. The three main credit bureaus are Equifax, Experian and TransUnion. To find out which of the three is reporting the late payment, log onto…
If you’re looking to get an auto loan with bad credit , there are a few things you can do to increase your chances of getting approved. First, make sure you have a solid budget in place and know exactly how much you can afford to spend on a car. Then, research your options and…
Establishing business credit is a process that can help you get financing and better terms for your business. This guide will show you how to get started. Checkout this video: Introduction Every business needs credit in order to function and grow. Credit is essential for businesses of all sizes, but it can be difficult to…
Credit references are third-party organizations that can provide information about your creditworthiness to creditors. Find out how they work and how to get one. Credit References and How Do They Work?’ style=”display:none”>Checkout this video: Introduction A credit reference is a report that includes information about your credit history. It can be used by lenders to…
Find out what a soft credit check is and what information it may show about you. Checkout this video: What is a Soft Credit Check? A soft credit check is when a company checks your credit report to see if you’re a good candidate for their product or service, but it doesn’t impact your credit…
If you’re trying to improve your credit score, you may be wondering how much of your credit limit you should use. The answer isn’t always simple, but we can give you some guidelines to follow. Checkout this video: Introduction Credit utilization is one of the biggest factors that affects your credit score. So it’s important…