A black credit card is a type of credit card that is available to those who have excellent credit . Black credit cards typically have no preset spending limit and offer a variety of perks, such as concierge services and exclusive access to events. Checkout this video: What is a Black Credit Card? A black…
If you’re carrying a balance on your credit card, you’re probably wondering when you’ll be charged interest. Here’s a quick rundown of how credit card interest works. Checkout this video: What is a Credit Card? A credit card is a plastic card that gives the cardholder a line of credit with which to make purchases…
Have you ever seen the phrase “credit hours” and wondered what it meant? Credit hours are the basic unit of measurement for college coursework. In this blog post, we’ll explain what credit hours are and how they’re used to determine the amount of time you’ll spend in class. Checkout this video: What is a credit…
If you’re new to credit cards, you may be wondering what an account number is. Essentially, it’s the unique identifier for your credit card account. On most credit cards, the account number is located on the front of the card, near the top. It’s usually a 16-digit number, and is usually followed by your card’s…
Credit cards report to credit bureaus every month. Your credit card activity is reported to the credit bureaus, which is then used to calculate your credit score. Checkout this video: Introduction Most people know that credit card issuers report account information to the credit bureaus on a monthly basis. However, you might not realize that…
If you’re looking to get an FHA loan, you might be wondering what credit score you need to qualify. Here’s what you need to know. Checkout this video: FHA Loan Basics FHA loans are mortgages that are issued by banks and financial institutions that are insured by the Federal Housing Administration. This type of loan…
Get the answer to the question “When Will the Earned Income Credit Be Released in 2022?” and learn more about this important tax credit. Checkout this video: Introduction The Earned Income Credit (EIC) is a tax credit for low- to moderate-income working taxpayers. The credit amount is based on the taxpayer’s income and family size….
If you’re looking to increase your credit limit, there are a few things you can do to increase your chances of being approved. Follow these tips and you’ll be on your way to a higher credit limit in no time. Checkout this video: Why You Might Need a Credit Limit Increase There are a few…
A credit card account number is the unique number assigned to your credit card by the issuer. This number is used to identify your account and is required for all transactions. Credit Card Account Number?’ style=”display:none”>Checkout this video: Introduction A credit card account number is a unique set of numbers that identify your credit card….
If you’ve been hit with a credit card chargeback, you’re probably wondering what happened. A chargeback is when a credit card issuer reverses a charge on your card. This can happen for a variety of reasons, but usually it’s because the cardholder feels like they didn’t receive what they paid for. If you’re a merchant,…