It can be confusing to know how long you should expect a refund on your credit card. Here are some guidelines to help you out. Checkout this video: Introduction It’s important to know the refund policy of your credit card issuer in case you need to return a purchase. Most issuers will credit your account…

How long does a bankruptcy stay on your credit report? It depends on the type of bankruptcy, but it can stay on your report for up to 10 years. Checkout this video: Chapter 7 bankruptcy How long it takes for Chapter 7 bankruptcy to fall off your credit report Chapter 7 bankruptcy stays on your…

Amazon Prime Day is a great time to save on tons of items, but did you know that you can also use your Prime Day credit? Here’s how! Checkout this video: Introduction If you’re a Prime member, you can start shopping Prime Day 2019 at 3 PM ET (12 PM PT) on Monday, July 15….

It’s easy to pay your bill with a credit card . You can either use your card to pay online or over the phone. Credit Card’ style=”display:none”>Checkout this video: Introduction Paying your bills with a credit card can be a great way to manage your finances and earn rewards. However, it’s important to make sure…

How often should you check your credit reports? Checking your credit reports regularly is a good way to catch any errors or signs of identity theft early. Checkout this video: Introduction Most people know that they should check their credit reports regularly to ensure accuracy and to catch any signs of identity theft early. But…

If you have derogatory items on your credit report, you may be wondering how to remove them. Here are a few options to help you improve your credit score. Checkout this video: Pull Your Credit Report The first step to removing derogatory items from your credit report is to pull your report from all three…

If you are wondering which types of accounts have a normal credit balance, you have come to the right place. This blog post will explain which types of accounts typically have a credit balance and why. Checkout this video: Accounts that Always Have a Debit Balance In accounting, there are a few terms that are…

If you’re wondering how long late payments stay on your credit report , the answer is generally seven years. However, there are a few exceptions to this rule. Keep reading to learn more about late payments and your credit score. Checkout this video: The Credit Reporting Time Limit If you have ever made a late…

Many people are surprised to learn that credit unions are not-for-profit organizations. So, who owns a credit union? The answer is the members! Checkout this video: What is a Credit Union? A credit union is a non-profit financial institution that is owned and controlled by its members. Members are typically people who share a common…

If you’re considering paying off your car loan, you might be wondering how it will affect your credit score. Here’s what you need to know. Checkout this video: The Basics of Credit Scores What is a credit score? Information in your credit report is used to calculate your credit score—a three-digit number that represents your…