derogatory credit is any mark on your credit report that indicates you have made a late payment, had an account sent to collections, or declared bankruptcy. Checkout this video: What is Derogatory Credit? Derogatory credit is negative information on your credit report that is often the result of missing payments, defaulting on a loan, or…

It’s no secret that credit card companies are making a killing off of high interest rates. If you’re stuck with a high APR , there are a few things you can do to try to get a lower rate. Check out this blog post to learn more. Checkout this video: Check your credit score Your…

Doctor Strange is one of the most highly anticipated movies of the year, and part of the reason for that is the promise of some mind-bending visuals. But another big part of the appeal is the post-credit scene , or scenes. Just how many post-credit scenes will Doctor Strange have? We break it down here….

How to Transfer Money Into a Credit Card- Do you have a credit card that you would like to transfer money into? Checkout this video: Why You Should Do It There are a few reasons you might want to consider transferring money into your credit card. Maybe you have a large bill coming up and…

How Long Do Hard Inquiries Stay on Your Credit Report? Find out the answer here, along with tips for minimizing the impact of hard inquiries on your credit score. Checkout this video: Hard Inquiries Hard inquiries will stay on your credit report for two years. However, hard inquiries only impact your credit score for the…

Did you stay until the very end of Doctor Strange? If so, you probably noticed the post-credit scene! But what did it mean? We break it down for you. Checkout this video: Doctor Strange post-credits scene The post-credits scene for Doctor Strange offers a glimpse at the future of the Marvel Cinematic Universe. The scene…

If you’re looking to get a credit score of 750 or above, there are a few things you can do to help improve your chances. Here are a few tips to get you started. Checkout this video: Know the credit score range A credit score is a number that creditors use to help them decide…

It’s not impossible to finance a car with bad credit, but it may be more difficult than financing a car with good credit. Here are a few tips on how to finance your car with bad credit. Checkout this video: Introduction If you have bad credit, you may be wondering how you’ll ever be able…

If you’re looking to finance a large purchase with Care Credit , you might be wondering what credit score is needed to qualify. Here’s what you need to know. Credit Score is Needed for Care Credit?’ style=”display:none”>Checkout this video: Understanding Care Credit Care Credit is a unique credit card that can be used to finance…

If you took out a mortgage to buy your home, you may be eligible for a Mortgage Credit Certificate (MCC). MCCs are issued by state or local governments to help make homeownership more affordable for low- and moderate-income families. If you’re not sure if you have an MCC, you can check with your mortgage lender…