If you’re looking to increase your credit limit with Chase, here are a few options to explore. From using a credit card responsibly to requesting a credit limit increase, we’ll show you how to get started.
Checkout this video:
Check your credit score
One of the best ways to increase your chances of getting a higher credit limit is to check your credit score. A high credit score indicates to Chase that you’re a responsible borrower who is unlikely to default on your loan. You can check your credit score for free with a service like Credit Sesame or Credit Karma. If your score is on the low side, consider taking steps to improve it before you apply for a limit increase.
Call Chase and ask for a credit limit increase
To request a credit limit increase, you can call Chase customer service at 1-888- transmitter (5500)
You’ll likely need to provide personal information, including your name, address, date of birth, Social Security number and annual income. Once you’ve automated this process with a customer service representative, they’ll let you know if your request has been approved or not.
If you’re denied, ask why
If you apply for a Chase credit limit increase and are denied, Chase will usually tell you why. Sometimes it’s as simple as having too many recent inquiries on your credit report or carrying too much debt relative to your credit limits. If you’re denied, ask Chase what you can do to get approved the next time you apply.
Try again in 6 months
If you have a Chase credit card, you might be wondering how to increase your credit limit. Thankfully, it’s relatively easy to do.
There are a few different ways you can try to increase your credit limit with Chase. One method is to simply ask for a higher limit. You can do this by calling customer service or logging in to your account online and requesting an increase.
It’s also possible to get a higher credit limit by transferring balances from other cards to your Chase card. This will show that you’re using your credit responsibly and that you can manage a higher balance, which will likely lead to an increased credit limit down the road.
If you’re not able to get a higher credit limit right away, don’t worry – just keep using your card responsibly and try again in six months or so. Eventually, you should be able to get the increase you’re looking for.