How to Close Your Capital One Credit Card
Not sure how to close your Capital One credit card? Here’s a step-by-step guide on what you need to do to cancel your account.
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Introduction
It’s easy to close your Capital One credit cardaccount. You can do it online, over the phone, or by mail. But first, make sure you’ve paid off your balance and canceled any recurring payments.
Here’s what you need to do to close your Capital One credit card account:
1. Call customer service at 1-800-227-4825 or log in to your account online and navigate to the “Contact Us” page.
2. Tell the customer service representative that you’d like to close your account. Be prepared to give them your name, address, and account number.
3. The customer service representative will give you a confirmation number for your records and may ask you for feedback about why you’re closing the account.
4. Once the account is closed, you’ll receive a final statement in the mail showing any remaining balance due. Be sure to pay this off before the due date to avoid incurring any interest charges or late fees.
How to Close Your Capital One Credit Card
If you’re no longer using your Capital One credit card, you may want to close the account to avoid paying any annual fees. You can close your account by either calling customer service or by logging into your online account and following the steps to close your account. We’ll show you how to do both below.
Online
If you have a Capital One credit card, you may be wondering how to close your account. You can close your Capital One credit card online, but there are a few things you need to do first.
To close your Capital One credit card online, you’ll need to log in to your account and go to the “Account Services” tab. From there, you’ll select “Close my account.”
You’ll need to provide your reason for closing the account, as well as your contact information so that Capital One can reach you if they have any questions. Once you’ve submitted your request, it can take up to two weeks for Capital One to process it.
It’s important to note that closing your Capital One credit card will not automatically cancel any recurring payments that you have set up with the card. You’ll need to contact each merchant individually to cancel those payments.
By Phone
The easiest way to close your Capital One credit card is by calling customer service at 1-877-383-4802. When you call, you’ll need to provide your account number, and then you can request to have your account closed. Depending on your account status, you may also be asked to provide a written request to close your account.
By Mail
To close your account by mail, write a letter to Capital One including your name, address, social security number (for identification), date of birth and the reason you are closing the account. Include any balance you may have on the card and request that Capital One send you a check for the amount. Mail your letter to:
Capital One
P.O. Box 30279
Salem, OR 97304
You can also call Capital One customer service at 1-800-227-4825 to close your account over the phone.
Conclusion
We hope this guide was helpful in guiding you through the process of closing your Capital One credit card. While we understand that there may be many reasons why you would need to close your account, we want to ensure that you are making the best decision for your financial future. We encourage you to reach out to our customer service team if you have any questions or concerns regarding your account.
