If you’re looking to improve your financial situation, one of the best things you can do is work on your credit score. Having good credit can open up a lot of opportunities for you, from getting better loan terms to qualifying for lower insurance rates. In this blog post, we’ll go over some of the…
How long does a debt stay on your credit report? That’s a great question, and one that we get asked a lot. The answer, unfortunately, is not so straightforward. It depends on a number of factors, including the type of debt, the date of your last payment, and the credit reporting agency. In this blog…
Your credit score is a number that reflects the risk you pose to lenders. Find out how fast your credit score goes up and the factors that affect your credit score. Checkout this video: The Basics of a Credit Score Your credit score is a number that lenders use to help them decide whether to…
If you’re looking to get an FHA loan, you’re probably wondering what the minimum credit score is. Here’s what you need to know. Checkout this video: The Basics of FHA Loans FHA loans are a type of government-backed mortgage insurance, and they have been around since 1934. The FHA insures lenders against losses that might…
You’ve probably heard that you should only apply for a credit card every few months to avoid damaging your credit score. But how often can you actually apply for a credit card without hurting your score? Checkout this video: Applying for a Credit Card There are a few things to consider before applying for a…
If you’re looking to raise your credit score, you might be wondering how fast you can do it. The answer depends on a few factors, but with some effort, you can see a significant improvement in your score in a relatively short period of time. Checkout this video: The Credit Score Range Credit scores range…
There are pros and cons to both banks and credit unions. It really depends on your personal financial situation and what you’re looking for in a financial institution. Here’s a quick rundown of the differences between banks and credit unions to help you make the best decision for your needs. Checkout this video: History Banking…
If you need to withdraw money from a credit card, there are a few different ways to do it. You can use a cash advance, get a money order, or use a convenience check. Each method has its own pros and cons, so be sure to choose the one that’s right for you. Checkout this…
If you’re looking for a realtor who can help you with bad credit, you’ve come to the right place. At Realtor.com, we work with a network of realtors who specialize in helping people with bad credit get approved for mortgages. Our realtors are experts in their field and can help you navigate the complicated world…
Accounts that are considered to have normal credit balances typically include assets, expenses, and equity. Checkout this video: Accounts that Normally Have Credit Balances Most people are familiar with the term “credit” in relation to a financial transaction. When you make a purchase with a credit card, for example, you are borrowing money from the…