Discover personal loans are a great way to get the money you need for a variety of expenses. But before you apply, it’s important to know what information Discover will ask for. Checkout this video: What is a Discover Personal Loan? A Discover personal loan is an unsecured loan that can be used for a…
You can use this calculator to figure out the monthly payments on a loan. Just enter in the loan amount, interest rate, and term of the loan, and the calculator will do the rest. Checkout this video: Introduction Interest rates can be complex and confusing, but it’s important to understand them if you’re thinking about…
If you’re considering cosigning a loan , you might be wondering how it works. Here’s a quick overview of what you need to know. Checkout this video: Introduction When you co-sign a loan, you are agreeing to be equally responsible for repaying the debt if the primary borrower is unable to do so. This is…
You may have heard the term “forgivable loan” before but what does it really mean? We’ll explain what a forgivable loan is and how it can benefit you. Checkout this video: What is a Forgivable Loan? A Forgivable Loan is a type of financing provided to a business by a lender that is forgiven if…
If you’re wondering what loan to value ratio means, you’re not alone. Many people have heard of this term but don’t really know what it entails. In short, the loan to value ratio is the ratio of the loan amount to the value of the property. It’s typically expressed as a percentage. For example, if…
If you’re wondering what the heck Exemption 4 is and how it might affect your PPP loan forgiveness, you’re not alone. We’ve got the scoop on what this exemption means and how it could impact your chances of having your loan forgiven. Checkout this video: Introduction The Paycheck Protection Program (PPP) allows small businesses to…
The Parent PLUS Loan can help pay for your child’s education, but how do you apply? Get all the information you need to know about how to apply for a Parent PLUS Loan here. Checkout this video: Introduction If you’re a parent of a dependent student who is enrolled at least half time in a…
If you’re considering taking out a loan from your 401k, you might be wondering who gets the interest on the loan. The answer may surprise you. Checkout this video: Overview of 401k Loans 401k loans are becoming a more popular way to access money that you have already earned and saved. They can be a…
If you’re one of the millions of Americans who have applied for a Paycheck Protection Program (PPP) loan, you may be wondering how to check the status of your application. Here’s a step-by-step guide to help you find out. PPP Loan Status’ style=”display:none”>Checkout this video: Log into the SBA’s Economic Injury Disaster Loan portal. The…
Are you wondering what a PPP Forgiveness Loan is? This type of loan is part of the Paycheck Protection Program, which is a government initiative designed to help small businesses during the COVID-19 pandemic. If you’re a small business owner who has been impacted by the pandemic, you may be eligible for a PPP Forgiveness…