If you’re trying to decide whether a credit union or bank is right for you, it’s important to understand the difference between the two. Credit unions are member-owned, not-for-profit organizations, while banks are for-profit entities owned by shareholders. This means that credit unions are focused on serving their members, while banks are focused on making…
One of the most important things you can do to maintain a good credit score is to make sure you keep up with your payments. But what happens if you miss a payment, or make a late payment? Can that negatively impact your credit score? The answer is yes, it can. Here we’ll take a…
How long does a late payment stay on your credit report? It depends on the severity of the late payment. A late payment can stay on your credit report for up to seven years. Checkout this video: How long does a late payment stay on your credit report? A late payment can stay on your…
If you have no credit history, it can be tough to get approved for a loan or credit card. But there are a few things you can do to start building your credit score. Check out our tips on how to build credit when you have none. Checkout this video: What is credit? Credit is…
It can be tough to decide which credit card is right for you. We’ve put together a list of the most important factors to look for when comparing credit cards. Checkout this video: Types of Credit Cards Credit cards come with a lot of different features and benefits. Some credit cards offer rewards, such as…
It takes time to rebuild your credit score, but there are some things you can do to speed up the process. Check out our tips on how long it takes to rebuild your credit. Checkout this video: The Basics of Credit Credit is one of those things that can seem complicated, but it’s actually not…
If you’re wondering how long a late payment stays on your credit report, the answer is usually around seven years. However, the effect of a late payment on your credit score will lessen over time. Checkout this video: Introduction Most people know that late payments can negatively impact your credit score, but you may be…
If you’ve recently changed your name, you’ll need to update your credit card information to match. Here’s a quick guide on how to change your name on a credit card. Checkout this video: Changing your name on a credit card If you’ve recently changed your name, you’ll need to update your credit card information to…
If you’re a fan of the Marvel Cinematic Universe, then you’re probably wondering how many after credits scenes are in Doctor Strange . We’ve got the answer for you! Checkout this video: Doctor Strange Doctor Strange is a 2016 American superhero film produced by Marvel Studios and distributed by Walt Disney Studios Motion Pictures, based…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. Checkout this video: Introduction Credit scores range from 300-850. The higher the score, the better your credit is perceived to be by potential lenders. Excellent credit is typically around 800 and…