If you’re looking for a loan from a credit union, there are a few things you need to know. Here’s a guide on how to get a loan from a credit union. Checkout this video: Research credit unions in your area. Credit unions are different from banks in that they are non-profit organizations that are…
Your credit score is a key factor in determining your financial health. Here’s what you need to know about what the highest credit score is and how to get it. Checkout this video: Introduction Your credit score is a number that represents your creditworthiness. It is used by lenders to determine whether or not you…
Credit One Bank is a leading credit card issuer that provides credit cards with cash back rewards, credit monitoring, and more. Checkout this video: Introduction Credit One Bank is a wholly owned subsidiary of Credit One Financial LLC, a financial holding company headquartered in Sioux Falls, South Dakota. Credit One Bank provides credit cards to…
Target uses all three credit bureaus to make sure they are getting the most accurate information on their customers. This way, they can offer the best deals and services to everyone. Checkout this video: Target’s Credit Bureau Target Corporation is an American retailing company, founded in 1902 and headquartered in Minneapolis, Minnesota. It is the…
Option credit spreads are a type of options trading strategy that involves buying and selling options with different strike prices in order to profit from price discrepancies. Checkout this video: Introduction An option credit spread is an options trading strategy that involves buying and selling options with different strike prices, but with the same expiration…
When it comes to credit utilization, there’s no one-size-fits-all answer. But there are some general guidelines you can follow to help you figure out what’s right for you. Checkout this video: The 30% Rule What is the 30% rule? The 30% rule is a general guideline that financial experts recommend for optimal credit health. It…
How long does chapter 7 bankruptcy stay on your credit report? 7 years from the date it was filed. Checkout this video: The bankruptcy process How long does it take to file for bankruptcy? The bankruptcy process can take as little as six months from start to finish, but it can also last for years….
You may be wondering how much of a down payment you need when buying a car with no credit. Here’s what you need to know. Checkout this video: Introduction When you have no credit, you’re in a different financial situation than someone with an established credit history. Your options for financing may be more limited,…
You can usually add an authorized user to your credit card by calling the issuer and asking them to add the person to your account. Checkout this video: Log in to your credit card account online Log in to your credit card account online. Once you’re logged in, find the section on authorized users. This…
Do you know where your credit score starts? It’s an important question to ask, because your credit score can have a big impact on your financial life. Here’s what you need to know about where your credit score starts. Checkout this video: The Basics of a Credit Score A credit score is a numerical expression…