The Equal Credit Opportunity Act (ECOA) is a U.S. federal law that prohibits discrimination in credit transactions. Lenders are not allowed to discriminate against borrowers on the basis of race, color, religion, national origin, sex, marital status, or age. Checkout this video: History of the Equal Credit Opportunity Act The Equal Credit Opportunity Act (ECOA)…
How long does bankruptcy stay on your credit? It depends on the type of bankruptcy. Here’s a look at how each type is reported. Checkout this video: Introduction If you’re considering filing for bankruptcy, you’re probably wondering how long it will stay on your credit report. The answer depends on the type of bankruptcy you…
Find out what your starting credit score is and how you can improve it over time. Credit Score?’ style=”display:none”>Checkout this video: Understanding Your Score Credit scores are confusing. There are a lot of them out there, and it can be difficult to know which one is the “real” score. And when you’re trying to establish…
If you’re looking to contact the credit bureau, there are a few different ways you can do so. You can call them, send them a letter, or visit their website. Checkout this video: How to Contact the Credit Bureau You have the right to dispute any errors in your credit report with the credit bureau….
Have you ever wondered how a credit card works? We’ve got you covered with this comprehensive guide that even dummies can understand! Credit Card Work for Dummies?’ style=”display:none”>Checkout this video: Introduction A credit card is a plastic card that gives the cardholder a line of credit to use for purchases. The cardholder can use the…
ACH credits are a type of electronic funds transfer. They are commonly used to facilitate regular payments, such as payroll or utility bills. Checkout this video: What is an ACH Credit? An ACH Credit is a type of electronic payment. ACH stands for Automated Clearing House. With an ACH Credit, funds are transferred from one…
Do you know how long credit card numbers are? If you’re not sure, you’re not alone. Many people don’t know the answer to this question. In this blog post, we’ll tell you everything you need to know about credit card numbers, including how long they are and where you can find them. We’ll also share…
A tradeline is a credit account that appears on your credit report. It includes information such as the date the account was opened, the credit limit, the account balance, and the payment history. Checkout this video: What is a tradeline? A tradeline is a term used to describe a credit account that is held in…
It can be difficult to get a loan when you have bad credit. However, there are a few options available to you. In this blog post, we’ll go over how to apply for a loan with bad credit . Checkout this video: Introduction It can be tricky to get a loan when you have bad…
If you’re looking to add a credit card to Cash App in 2020, you’ll need to follow a few simple steps. In this blog post, we’ll walk you through the process so you can start using your credit card with Cash App. Checkout this video: Open the Cash App on your iPhone or Android device….