Where Can I Use My Fingerhut Credit Card?

If you’re looking to use your Fingerhut Credit Card , you’re in luck! You can use it just about anywhere that accepts major credit cards. Keep reading to learn more about where you can use your card and how to get the most out of it.

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Fingerhut is a company that sells a variety of items, from clothing to electronics, through a catalog and online. They also offer a line of credit, known as the Fingerhut Credit Account, which can be used to finance purchases from Fingerhut. But what if you want to use your Fingerhut Credit Account outside of Fingerhut? Here’s what you need to know.

What is a Fingerhut Credit Card?

A Fingerhut Credit Card is a credit card that can be used to make purchases from Fingerhut, an online retailer that sells a wide variety of merchandise, including electronics, jewelry, furniture, and more. The card can also be used at select retailers that partner with Fingerhut.

How to Use a Fingerhut Credit Card

You can use your Fingerhut Credit Card anywhere Mastercard is accepted. That means you can use it at millions of stores around the world, both online and offline. Plus, you can use your card for cash advances at ATMs.


Fingerhut Credit Card can be used to make qualifying purchases online at Fingerhut.com, EasyPayCatalog.com, and other websites operated by Fingerhut’s family of companies.

To use your card online, you will need to create an account at Fingerhut.com and provide your credit card information. Once your account is created, you can begin shopping immediately. When you’re ready to checkout, simply select “Fingerhut Credit” as your payment method and enter your account login information.


You can use your Fingerhut credit card at any store that says “Fingerhut” on the front door. That includes all of our Family Circle and Target Country stores. Just present your card at checkout and sign the receipt.

Advantages of a Fingerhut Credit Card

There are many reasons to consider getting a Fingerhut credit card. One of the primary advantages is that you can use it to shop at any store that accepts MasterCard. That means you can use your card not only at Fingerhut, but also at millions of other locations worldwide.

Another big advantage is that Fingerhut offers special financing options for qualifying purchases. This can help you save money on interest and make it easier to afford big-ticket items.

Finally, having a Fingerhut credit card can help build your credit score over time. That can make it easier to qualify for other types of loans and lines of credit in the future.

Disadvantages of a Fingerhut Credit Card

There are a few disadvantages of the Fingerhut Credit Card to be aware of before applying. Firstly, the card has a very high 26.99% APR, so it’s not a good choice if you plan to carry a balance. Secondly, there is a $40 annual fee, which is relatively high compared to other cards with similar features. Finally, the card is only available to people with fair or limited credit, so if you have excellent credit, you may be better off with a different card.


We’re happy to answer any questions you may have about using your Fingerhut Credit Account. Below are some of the most commonly asked questions we receive. If you don’t see your question listed, feel free to contact Customer Service for assistance.

Can I use my Fingerhut Credit Account anywhere?
Yes! You can use your account anywhere Mastercard is accepted.

What if I want to return something I purchased with my Fingerhut Credit Account?
You can return items you’ve purchased with your account within 30 days, as long as you have the original receipt and the item is in new, unopened condition. Please note that some items may be subject to a restocking fee. Returns will be credited to your account, and you’ll be able to continue using your account to make purchases.

To process a return, please contact Customer Service.

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