What Time Does the Credit Union Close?

If you’re looking for information on what time your local credit union closes, you’ve come to the right place. In this blog post, we’ll provide you with all the details you need to know.

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The credit union is a not-for-profit financial cooperative owned by its members. Members pool their money to create a fund from which they can borrow at low interest rates and receive other financial services.

Credit unions exist to serve their members, not to make a profit. Because they are not-for-profit, they generally have lower interest rates on loans and higher interest rates on savings than for-profit banks. They also tend to have fewer fees and better customer service.

Most credit unions are open during regular business hours, but some have extended hours or are even open on weekends. Credit unions typically close on major holidays. Some credit unions may have specific days or times that they are closed for business, such as the first Wednesday of every month.

What Time Does the Credit Union Close?

The credit union will close at 5 PM on weekdays.
On Saturday, the credit union will close at 1 PM.
The credit union will be closed on Sunday.

The Different Types of Credit Unions

There are three types of credit unions: federal, state-chartered, and natural person. Federal credit unions are regulated and insured by the National Credit Union Administration (NCUA). State-chartered credit unions are regulated by the state government. Natural person credit unions are those that serve a particular group of people, such as employees of a certain company.

The Pros and Cons of Credit Unions

The Pros of Credit Unions
-Lower fees than traditional banks
-Higher interest rates on savings account
-Lower interest rates on loans

The Cons of Credit Unions
-Limited services and locations
-May have stricter eligibility requirements

How to Choose the Right Credit Union

When you’re in the market for a new credit union, it’s important to do your research to find the one that best suits your needs. Consider these factors:

-Location: If you want easy access to branches and ATMs, choose a credit union with multiple locations near you.
-Membership requirements: Some credit unions require that you work for a certain employer or live in a certain area.
-Fees: Read the fine print to see what fees the credit union charges for things like accounts, withdrawals, and transfers.
– ATM access: Find out if the credit union is part of a surcharge-free ATM network.
-Interest rates: Compare interest rates on savings accounts, money market accounts, and certificates of deposit.
-Loans: See what kinds of loans the credit union offers and compare rates.


While the vast majority of credit unions close at 5 PM, there are a handful that stay open later. If you need to do business with your credit union after hours, you can give them a call or visit their website to see if they offer extended hours. You may also want to consider using an ATM or online banking service if your credit union offers these options.

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