Most people carry some form of debt, whether it’s a mortgage, car loan, student loan, or credit card debt. If you have credit card debt, you’re not alone. In fact, according to NerdWallet’s 2018 American Household Credit Card Debt Study, the average U.S. household owes $9,333 in credit card debt. Checkout this video: Why You…
Wondering how to pay your credit card bill? We’ve got you covered. Check out our step-by-step guide on how to make a payment online, over the phone, or by mail. Credit Card Bill’ style=”display:none”>Checkout this video: Introduction Your credit card bill arrives in the mail every month, and you have a few options for how…
Find out if you qualify for the Child Tax Credit in 2021 and how to claim it on your taxes. Checkout this video: 2021 Child Tax Credit The Child Tax Credit is a credit that helps with the cost of raising a child. The credit is worth up to $2,000 per qualifying child. If you…
If you’re a Credit Karma user, you may be wondering what bank they use for their services. Here’s a look at what we know about Credit Karma and their banking partner. Checkout this video: What is Credit Karma? Credit Karma is a financial services company that provides credit scores, reports and tools to consumers for…
Bad credit can make it difficult to get approved for an apartment, but it doesn’t have to be impossible. Check out our tips on how to get an apartment with bad credit. Checkout this video: Know your credit score Your credit score is a number between 300 and 850 that lenders use to decide how…
A cash advance is a service provided by most credit card issuers. It allows cardholders to withdraw cash, either through an ATM or over the counter at a bank or other financial institution, up to a certain limit. Checkout this video: What is a cash advance? A cash advance is money that you borrow from…
The Earned Income Credit is a refundable tax credit for qualifying taxpayers. To qualify for the credit, taxpayers must have earned income from employment or self-employment. Checkout this video: The Basics of the Earned Income Credit The Earned Income Credit, also called the EIC, is a refundable tax credit for low- and moderate-income working taxpayers….
If you’re a first-time homebuyer, you may be eligible for a tax credit. Here’s how to apply for the tax credit in 2021. Checkout this video: The Mortgage Interest Deduction The mortgage interest deduction is a tax deduction that allows homeowners to deduct the interest they pay on their mortgage from their taxes. This deduction…
You may be wondering how old you have to be to have a credit card. The answer may surprise you. Find out the requirements and some tips for getting a credit card. Checkout this video: Introduction There is no one definitive answer to this question as credit card issuers have different age requirements. In general,…
How long do inquiries stay on your credit report and impact your score? We answer this question and more in this credit report blog. Checkout this video: How long do hard inquiries stay on your credit report? Hard inquiries will stay on your credit report for 24 months. Inquiries are a necessary part of applying…