If you’re wondering how many points a hard inquiry will affect your credit score, the answer is that it depends. Here’s what you need to know. Checkout this video: The Effect of a Hard Inquiry on Your Credit Score A hard inquiry will usually lower your credit score by a few points. The impact of…
If you’re looking to improve your credit score, using a credit card can be a great way to do it. Here’s how to use a credit card to increase your credit score. Checkout this video: What is a credit score? A credit score is a numerical expression that represent a person’s creditworthiness. It is based…
You’ve finally been approved for that Chase credit card you’ve been wanting. Here’s a quick guide on how to activate your new card. Checkout this video: Go to the Chase website Once you’ve received your Chase credit card in the mail, you’ll need to activate it before you can start using it. You can do…
A line of credit is a flexible loan that can give you access to funds when you need them. Here’s how it works and what you need to know. Credit Work?’ style=”display:none”>Checkout this video: What is a line of credit? A line of credit is a loan that allows you to borrow money up to…
If you’re looking to cancel your Credit One card, you’ve come to the right place. In this blog post, we’ll show you how to cancel your card and what to expect afterwards. Checkout this video: How to Cancel Your Credit One Card If you need to cancel your Credit One card for any reason, you…
Want to know how your credit score works and what you can do to improve it? Check out this blog post for everything you need to know! Credit Score Work?’ style=”display:none”>Checkout this video: What is a credit score? A credit score is a number that lenders use to decide whether or not to lend you…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. It is also known as a credit rating. Checkout this video: The History of the Credit Score The first credit score was invented in the 1950s by Fair, Isaac and Company,…
If you’re wondering how long a collection can stay on your credit report , you’re not alone. Many people are unsure about the impact of collections on their credit score and whether or not they should pay off the debt. At Credit Sesame, we can help you understand the ins and outs of collections and…
Find out which bank is best for you and your credit score with Credit Karma. Checkout this video: Credit Karma What is Credit Karma? Credit Karma is a personal finance company that offers free credit scores, reports and insights. Credit Karma also provides tools and resources to help you improve your credit. Credit Karma was…
If you go over your credit limit , you may be subject to fees and higher interest rates. Learn more about what happens if you go over your credit limit. Checkout this video: What is a credit limit? Your credit limit is the maximum amount of money you’re allowed to spend in a day, cycle,…