A credit score is a three-digit number that lenders use to decide whether to give you a loan and what interest rate to charge. The higher your score, the better. Checkout this video: Credit scores are determined by the credit reporting agency There are a number of things that can influence your credit score, but…
Credit cards can be a great financial tool if used responsibly. However, there are some common misconceptions about credit cards that can lead to debt and financial problems. To help you avoid these pitfalls, we’ve compiled a list of five things that are not true about credit cards. Checkout this video: Credit cards are a…
If you’re wondering what that little code on the back of your credit card is, it’s called the CVV code. Here’s what you need to know about it. Checkout this video: CVV stands for “Card Verification Value” CVV stands for “Card Verification Value” and is typically a 3 or 4 digit number located on the…
How long does a bankruptcy stay on your credit? Depending on the type of bankruptcy, it can stay on your credit report for up to 10 years. That said, it won’t have the same negative impact after a few years. Here’s what you need to know. Checkout this video: Overview Bankruptcy can stay on your…
A credit score is a numerical representation of your creditworthiness. It is based on your credit history, which is a record of your past borrowing and repayment behavior. The higher your score, the more likely you are to be approved for a loan or credit card and to get a favorable interest rate. Checkout this…
Here’s a step-by-step guide on how to use a credit card on Cash App to make the most of your money. Checkout this video: How to Use a Credit Card on Cash App If you’re looking for a quick and easy way to use your credit card on Cash App, you’ve come to the right…
If you’re trying to decide when to pay your credit card bill, you’re not alone. Many people struggle with this decision, as there are a few different factors to consider. Ultimately, it’s up to you to decide what’s best for your financial situation. However, we can offer some guidance on when you should pay your…
How long does it take to get approved for a credit card? This is a common question with a lot of different answers. It all depends on the issuer, your credit history, and other factors. In this article, we’ll give you a general timeline of what to expect. Checkout this video: Introduction The credit card…
Your credit score is one of the most important factors in your financial life. It can affect your ability to get a loan, rent an apartment, and even get a job. So what exactly affects your credit score? Checkout this video: The Basics of Credit Scores Your credit score is a number that creditors use…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. Checkout this video: Introduction Credit scores range from 300 to 850. The higher your score, the better your credit health is. Excellent credit is in the range of 720 to 850….