If you’re looking to improve your credit score, you may be wondering how long credit inquiries stay on your report. The answer is that it depends on the type of inquiry. Here’s what you need to know. Checkout this video: Introduction Consumers often ask “how long do credit inquiries stay on your credit report?” Credit…
If you’re looking to get approved for a car loan but have bad credit, there are a few things you can do to improve your chances. Follow these tips and you’ll be on your way to getting the loan you need. Checkout this video: Introduction Bad credit can put a damper on a lot of…
In this post, we take a look at how many post-credits scenes are in Sonic 2, and what they might mean for the future of the franchise. Checkout this video: Introduction Sonic 2 is a platform game developed by Sonic Team and published by Sega for the Sega Genesis console. The game was released in…
Your credit score is a number that represents your creditworthiness. It is used by lenders to decide whether to give you a loan and how much interest to charge you. It is also used by landlords, utility companies, and employers to decide whether to give you a lease, service, or job. Checkout this video: The…
If you’re wondering how long a late payment can affect your credit score, you’re not alone. Many people are curious about the timeline for negative credit report items, and late payments are no exception. While the answer isn’t always straightforward, we’ll do our best to give you an idea of how long you can expect…
The Premium Tax Credit (PTC) is a refundable tax credit that helps eligible individuals and families cover the premium payments for their health insurance. Checkout this video: The Basics of the Premium Tax Credit The Premium Tax Credit is a refundable tax credit that helps eligible individuals and families cover the cost of their health…
You’re trying to clean up your credit report and get a fresh start. But there’s one problem: a closed account that’s still haunting your credit report. Here’s how to get rid of it for good. Checkout this video: Request a goodwill letter from the lender If the account was in good standing at the time…
Here’s a step-by-step guide on how to remove settled accounts from your credit reports. This will help improve your credit score and get you closer to your financial goals. Checkout this video: Introduction Settled accounts can remain on your credit report for up to seven years and may negatively impact your credit scores. If you…
How long does a Chapter 7 bankruptcy stay on your credit report? Chapter 7 bankruptcies can stay on your credit report for up to 10 years. Checkout this video: Introduction Chapter 7 bankruptcy stays on your credit report for 10 years from the date it is filed. This can have a major negative impact on…
You have the right to dispute any information on your credit report that’s inaccurate, incomplete, or you believe can’t be verified. Checkout this video: Check your credit report The first step to disputing a collections notice on your credit report is to obtain a copy of your credit report from the major credit reporting agencies….