A bankruptcy can stay on your credit report for up to 7 years, making it difficult to get approved for new credit products. Learn more about how long a bankruptcy stays on your report and what you can do to improve your credit score afterwards. Checkout this video: Introduction When you file for bankruptcy, it…
The Education Tax Credit is a great way to offset the cost of tuition, but who is eligible to claim it? Read on to find out. Checkout this video: The Basics of the Education Tax Credit The Education Tax Credit is a federal tax credit that is available to eligible taxpayers who have paid qualifying…
If you’ve ever wondered what happens when you transfer a balance on your credit cards, you’re not alone. In this post, we’ll explore the ins and outs of balance transfers, including how they can impact your credit score. Checkout this video: Introduction There are a few things to know before transferring a balance on your…
If you’re wondering what a security deposit is on a credit card , you’re not alone. Many people are confused about this term and what it means for their credit card agreement. In this blog post, we’ll clear up any confusion and explain everything you need to know about security deposits on credit cards. Checkout…
If you’re co-signing for a loan, find out whose credit score the lender will use during the application process. Checkout this video: What is a co-signer? A co-signer is someone who agrees to sign for a loan with another person. The co-signer is responsible for the loan if the other person cannot make the payments….
You may be wondering, “What is my credit score if I have no credit?” Here’s what you need to know about your credit score if you don’t have any credit history. Checkout this video: The Basics of Credit Scores Credit scores are important because they show lenders how likely you are to repay a loan….
How long does it take to get a credit card refund? It depends on the card issuer and how you initiated the refund, but refunds are typically processed within a few days. Checkout this video: Introduction A credit card refund is when you return an item that you purchased with a credit card and receive…
If you’re wondering what a closed account on your credit report means, you’re not alone. Here’s what you need to know about closed accounts and your credit. Checkout this video: Introduction A closed account on your credit report means that the account is no longer active. It may have been closed by you or the…
Roblox Credit is a virtual currency that you can use to buy Robux or Roblox game cards. You can also use Roblox Credit to buy upgrades and special abilities in some games. Checkout this video: What is Roblox Credit? Roblox Credit is a form of in-game currency that can be used to purchase items in…
A foreclosure can stay on your credit report for up to seven years, making it difficult to get a loan during that time. Checkout this video: How Long Does a Foreclosure Stay on Your Credit Report? Foreclosures can stay on your credit report for up to seven years, and can have a significant negative impact…