How to Request a Credit Increase on Your Apple Card
Contents
If you have an Apple Card, you may be wondering how to request a credit increase. Luckily, it’s a pretty easy process. Here’s what you need to do.
Checkout this video:
Introduction
Your Apple Card credit limit may be increased for a variety of reasons. You may have a history of good financial management, you may have recently been employed or given a raise, or you may have simply requested an increase. Whatever the reason, if you’re looking to spend more money on your Apple Card, you can request a credit limit increase from Apple. Here’s how.
How to Request a Credit Increase on Your Apple Card
If you’re an Apple Card holder, you might be wondering how to request a credit increase on your card. Luckily, it’s a pretty simple process. Here’s what you need to do.
Log in to the Apple Card app
If you’re an Apple Card customer, you might be wondering how to request a credit limit increase. We’ll walk you through the process below.
Log in to the Apple Card app and tap on the card that you want to request a credit limit increase for. Next, tap on the “…” icon in the upper right-hand corner and select “Request Credit Limit Increase.” You’ll then be asked to provide some information about your current financial situation and why you’re requesting a higher credit limit.
Once you’ve submitted your request, Apple will usually provide a decision within minutes. If your request is approved, your new credit limit will take effect immediately. If it’s not approved, Apple will provide reasons why your request was denied.
Tap on the ‘Card’ tab
In order to request a credit increase on your Apple Card, you’ll need to first open the Wallet app on your iPhone and tap on the ‘Card’ tab. From there, select your Apple Card and tap on the ‘i’ icon in the upper right-hand corner.
Once you’re on the Apple Card information page, scroll down to the ‘Request a Credit Line Increase’ section and tap on the ‘Request’ button.
You will then need to verify your identity with Touch ID or Face ID before confirming your request. After that, it may take up to two days for Apple to review your request and get back to you with a decision.
Tap on ‘Request a Credit Increase’
Open the Wallet app on your iPhone and tap on your Apple Card. Then, tap the ‘…’ button in the top right corner.
On the next screen, tap ‘Request a Credit Increase.’
You’ll be asked to enter how much of an increase you’d like and why you’re requesting it. Tap ‘Submit’ when you’re done.
Enter the amount you would like to request
You can request a credit limit increase by phone, online, or in the Apple Card app.
If you’re an iPhone user, you can open the Apple Card app and tap the three dots in the top-right corner. Then, select “Message” and “Request credit limit increase.”
If you’re using a Mac with macOS Catalina 10.15.5 or later, open the Wallet app, click on your Apple Card, then select “Request credit limit increase.”
You can also request a credit limit increase by calling customer service at 1-800-MY-APPLE.
Tap ‘Submit’
After you enter your desired credit limit, tap “Submit.” You’ll then be taken to a screen that says “Review Request.” Here, you’ll be able to review your request and tap “Confirm” to submit it.
Conclusion
Although you can’t request a credit increase online, you can do so over the phone or in person at your local Apple Store. Keep in mind that requesting a credit increase will result in a hard inquiry on your credit report, which could temporarily lower your score. If you’re not sure whether you should apply for a credit increase, consider checking your credit score and report first to see if you’re likely to be approved.
