How to Get a Loan with No Income

If you’re wondering how to get a loan with no income, you’re not alone. Many people find themselves in this situation and don’t know where to turn.

Luckily, there are a few options available to you. In this blog post, we’ll explore a few of the best ways to get a loan with no income.

Checkout this video:


No income, no problem! There are still plenty of ways to get a loan, even if you don’t have a steady paycheck coming in. You just have to know where to look and what options are available to you.

Here are some top tips on how to get a loan with no income:

• Look into government benefits: If you’re not working, you may still be eligible for government benefits like Social Security or disability payments. These benefits can act as a form of income and help you qualify for a loan.

• Consider a co-signer: If you can’t get a loan on your own, you may be able to qualify if you can find someone with good credit who is willing to co-sign the loan with you. Just keep in mind that the co-signer will be responsible for the loan if you default on it.

• Get a payday advance: If you have a steady source of income, even if it’s not full-time employment, you may be able to get a payday advance from companies like CashNetUSA. You’ll typically need to show proof of employment or another source of income, and you’ll need to repay the loan when you get your next paycheck.

• Pawn something: If you have items of value that you can pawn, like jewelry or electronics, this can be a way to get quick cash without taking out a loan. Just be sure to bring the item back within the agreed-upon time frame so that you don’t lose it permanently.

• Borrow from friends or family: This may not be an option for everyone, but if you have friends or family members who are willing and able to lend you money, this could be a good option. Just make sure that both parties are clear on the terms of the loan before proceeding.

How to Get a Loan with No Income

Many people who are self-employed or who work on a commission basis find it difficult to get a loan. The reason for this is that they do not have a regular income. If you are in this situation, don’t worry, there are still options available to you. We will explore these options in this article.

Find a Co-Signer

One option you may be able to consider is finding a co-signer. A co-signer is somebody who is willing to put their name on the loan with you and become equally responsible for repaying the debt. This can be a family member, friend, or anyone else with good credit who is willing to help you out. The benefit of having a co-signer is that it allows you to get a loan that you may not have been able to get approved for on your own. The downside, however, is that if you default on the loan, not only will your credit be impacted, but so will the co-signer’s.

Get a Secured Loan

A secured loan is a loan that is backed by some sort of collateral. This could be a car, a house, or some other piece of property. The advantage of a secured loan is that it is much easier to get approved for than an unsecured loan, and it usually comes with a lower interest rate. The downside is that you could lose your collateral if you can’t repay the loan.

Get a Payday Loan

There are a few ways to get a payday loan, even if you don’t have a steady income. You can use a friend or family member’s bank account, get a prepaid debit card, or sign up for an overdraft protection plan with your bank.

If you have bad credit, you may still be able to get a payday loan from a short-term lender. There are also a few online lenders that specialize in loans for people with bad credit. Be sure to shop around and compare rates before you decide on a loan.

Get a Loan from a Friend or Family Member

When you need a loan but don’t have any income, your options are limited. You’ll either have to find a cosigner or borrow from friends and family. If you go the cosigner route, make sure you choose someone with good credit who is willing and able to help you if you can’t make your payments. Borrowing from friends or family is a bit riskier, but it’s often the only option for people in your situation. Just be sure to draw up a formal agreement so everyone is on the same page.


There are a few ways that you can get a loan with no income, but it will definitely take some effort on your part. The first thing you should do is look into government programs that may be able to help you. If you don’t qualify for any of those, you can try getting a co-signer for your loan. If all else fails, you may be able to use collateral to get a loan.

Similar Posts