How to Get a Chase Credit Card
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If you’re looking to get a Chase credit card , there are a few things you’ll need to do. First, you’ll need to have a good credit score. Second, you’ll need to find a card that fits your needs. And third, you’ll need to apply for the card and be approved.
Follow these steps and you’ll be on your way to getting a Chase credit card in no time.
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Introduction
Chase credit cards are some of the most popular on the market. And for good reason – they offer great rewards, low interest rates, and a wide variety of cards to choose from.
If you’re looking to get a Chase credit card, there are a few things you’ll need to do. First, you’ll need to decide which card is right for you. There are many different types of Chase cards, so make sure to choose one that will fit your lifestyle and spending habits.
Once you’ve chosen a card, you’ll need to fill out an application. You can do this online or in person at a Chase branch. Be sure to have all of your personal information handy when you apply, as well as your financial information.
After you’ve been approved for a card, you’ll start receiving special offers and rewards. To make the most of your Chase card, be sure to read the terms and conditions carefully so that you know how to use your points or cash back effectively.
With a little research and preparation, getting a Chase credit card is easy!
The Different Types of Chase Credit Cards
There are many different types of Chase credit cards, each with their own unique benefits. Whether you’re looking for a cash back card, a travel card, or a business card, Chase has a card to fit your needs.
Cash back cards:
-Chase Freedom UnlimitedSM: This card offers unlimited 1.5% cash back on all purchases. There is no annual fee and new cardholders can earn a $150 sign-up bonus after spending $500 in the first 3 months after opening the account.
-Chase Freedom®: This card offers 5% cash back on up to $1,500 in purchases in rotating quarterly categories, and 1% cash back on all other purchases. There is no annual fee and new cardholders can earn a $150 sign-up bonus after spending $500 in the first 3 months after opening the account.
Travel cards:
-Chase Sapphire Reserve®: This premium travel card offers 3 points per dollar spent on travel and dining worldwide and 1 point per dollar spent on all other purchases. Cardholders also receive a $300 annual travel credit, complimentary airport lounge access, and a host of other premium travel benefits. There is a $450 annual fee for this card.
-Chase Sapphire Preferred® Card: This popular travel card offers 2 points per dollar spent on travel and dining worldwide and 1 point per dollar spent on all other purchases. Cardholders also receive several valuable travel protections, such as trip delay and cancellation insurance. There is a $95 annual fee for this card.
Business cards:
-Ink Business Cash℠ Credit Card: This business cash back card offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each year, and 1% cash back on all other purchases with no limit to the amount you can earn. There is no annual fee for this card.
-Ink Business Preferred℠ Credit Card: This business rewards credit card offers 3 points per dollar spent on the first $150,000 spent in combined purchases on travel; shipping expenses; internet, cable, and phone services; advertising purchases made with social media sites; and search engines each account anniversary year; and 1 point per dollar spent on all other purchases with no limit to the amount you can earn. There is a $95 annual fee for this card
How to Apply for a Chase Credit Card
Chase offers a variety of credit cards with different rewards programs, annual fees, and APRs. You can apply for a Chase credit card online, by phone, or in person at a bank branch.
To apply for a Chase credit card online:
1. Go to the Chase website and select the credit card you want to apply for.
2. Click “Apply Now” and fill out the application form with your personal and financial information.
3. Submit your application and wait for a decision from Chase.
Applying for a Chase credit card by phone is similar to applying online, but you will need to provide your information to a customer service representative over the phone.
If you prefer, you can also apply for a Chase credit card in person at a bank branch. To do this, simply visit your local Chase branch and speak with a banker about which credit card is right for you. They will help you fill out an application form and submit it for approval.
Requirements for a Chase Credit Card
To get a Chase credit card, you’ll need to meet a few requirements. First, you must have a good to excellent credit score. This means a score of 700 or above on the FICO® 8 scale. If you don’t know your credit score, you can check it for free on Credit Karma.
Second, you must have a source of income. This can come from employment, retirement benefits, alimony, child support, or other sources. You’ll need to provide proof of income when you apply for a card.
Third, you must be a U.S. citizen or legal resident alien with a valid Social Security number. If you meet these requirements, you’re ready to start applying for Chase credit cards!
How to Use a Chase Credit Card
There are a number of ways to use a Chase credit card. You can use it to make purchases, both online and in brick-and-mortar stores. You can also use it to transfer funds to other accounts, as well as make cash withdrawals at ATMs.
To use your Chase credit card online, you’ll first need to activate it. Once it’s activated, you can use it to make purchases on websites that accept Visa credit cards. When making a purchase, you’ll need to provide your name, the card number, the expiration date, and the security code.
You can also use your Chase credit card in brick-and-mortar stores. To do so, simply swipe or dip your card at the point of sale. You may be asked for your ZIP code, but you aren’t required to provide it.
If you want to transfer funds to another account using your Chase credit card, you can do so by logging into your account online and selecting the “Transfer Funds” option. You’ll need to provide the recipient’s bank account information, as well as the amount you want to transfer. There may be a fee for this service.
Finally, you can also use your Chase credit card to withdraw cash from an ATM. To do so, insert your card into the ATM and enter your PIN. Then select the “Withdrawal” option and choose how much cash you want to withdraw. There may be a fee for this service as well.
Rewards and Perks of a Chase Credit Card
Chase credit cards offer a variety of rewards and perks to cardholders. These can include cash back, travel benefits, and Purchase Protection. Some cards also offer an introductory APR period, which can help you save money on interest if you need to carry a balance.
Chase Credit Card Customer Service
There are two ways to contact Chase credit card customer service. You can either call the customer service number on the back of your card, or you can log in to your account online and chat with a customer service representative.
When you call the customer service number, you will be asked to enter your 16-digit credit card number. You will then be prompted to enter your zip code. After that, you will be connected to a customer service representative.
If you choose to chat with a customer service representative online, you will need to log in to your account. Once you are logged in, you will see a list of options on the left side of the screen. Click on “Contact Us” and then click on “Chat With Us”. A customer service representative will then start a chat with you.
Conclusion
If you want to get a Chase credit card, there are a few things you need to do. First, you need to have good credit. This means that you have ahistory of making your payments on time and that you have a good credit score. If you don’t have good credit, you may not be approved for a Chase card.
Second, you need to decide which type of Chase card you want. There are dozens of different kinds of Chase cards, each with its own benefits and rewards. Choose the one that best suits your needs.
Third, you need to apply for the card. You can do this online or in person at a Chase branch. Once you’ve been approved, you’ll receive your new card in the mail and can start using it right away.
