If you’re looking to improve your credit score, there are a few things you can do. Check out this blog post to learn how to get an 800 credit score in 6 months or less! Checkout this video: Check your credit report One of the first things you should do if you’re trying to improve…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. Checkout this video: Introduction Credit scores range from 300 to 850. The higher your score, the better your credit health is. Excellent credit is in the range of 720 to 850….
If you’ve ever wondered what a credit balance is, you’re not alone. Many people have no idea what this term means, even though it’s a fairly common concept. A credit balance is simply an amount of money that you have available to spend. Checkout this video: What is a credit balance? A credit balance on…
If you’re worried about a late payment affecting your credit score, you’re not alone. Many people wonder how long a late payment stays on their credit report. The answer, unfortunately, is not simple. It depends on a number of factors, including the type of account involved and the credit reporting agency. However, there are some…
If you’ve ever wondered what an APR is on a credit card , you’re not alone. In this blog post, we’ll explain what an APR is and how it affects your credit card . Credit Card?’ style=”display:none”>Checkout this video: What is APR? APR, or Annual Percentage Rate, is the annual rate charged for borrowing, typically…
Find out how quickly a car loan can raise your credit score. We’ll give you some tips on how to improve your credit score. Checkout this video: The car loan process Before you can understand how a car loan will affect your credit score, you need to know how the process works. It all starts…
You’re looking for a rental car but don’t want to use a credit card. Here are the best options for you. Checkout this video: Rental Car Company that does Not Require a Credit Card If you’re looking for a rental car company that does not require a credit card, there are a few things you…
A credit card is a plastic card that gives the cardholder a line of credit with which to make purchases or withdraw cash. Credit Card Work?’ style=”display:none”>Checkout this video: What is a credit card? A credit card is a plastic card that gives the cardholder a line of credit with which to make purchases or…
If you’re like most people, you probably have a credit card or two that you use for most of your purchases. But have you ever wondered how much of your credit card limit you should actually be using? Checkout this video: Understanding Credit Utilization What is credit utilization? Credit utilization is the portion of your…
If you’re like most people, you probably have a credit card or two. And if you have a credit card , you probably have an APR , or annual percentage rate. So what is APR for credit cards? Checkout this video: APR Defined APR, or Annual Percentage Rate, is the yearly rate charged for borrowing,…