If you’re wondering what time your local credit union closes, we’ve got you covered. Check out our handy guide for all the info you need. Checkout this video: What is the Credit Union? A Credit Union is a member-owned, not-for-profit financial institution that is governed by a volunteer Board of Directors. Credit Unions provide a…
If you’re trying to pay off a credit card , you’re not alone. In fact, credit card debt is one of the most common types of debt that people carry. But don’t despair – there are ways to pay off your credit card and get out of debt. Check out our tips on how to…
Many people are wondering what type of life insurance are credit policies issued as. Here is some information that may help you understand a little better. Checkout this video: Whole life insurance Whole life insurance is a type of permanent life insurance that pays a death benefit and has a cash value account. Cash value…
If you’re wondering how long a collection can stay on your credit report , you’re not alone. Many people are confused about the answer to this question. The good news is that we can help you understand the answer. Keep reading to learn everything you need to know about collections and your credit report. Checkout…
A credit score starts at 300 and goes up to 850. The average credit score is 675. A good credit score is anything over 700. Checkout this video: Introduction Your credit score is a number that represents your creditworthiness. It is used by lenders to determine whether or not you are a good candidate for…
Find out what credit score mortgage lenders use and how you can improve your score to get the best mortgage terms and rates. Checkout this video: Mortgage Basics Your credit score is one of the most important factors in getting approved for a mortgage. Mortgage lenders use two different credit scores when considering your loan…
If you’re looking to improve your credit score, there are a few key things you can do. Follow these tips and you’ll be well on your way to an 800 credit score. Checkout this video: Get a copy of your credit report The first step to take if you want to improve your credit score…
A medical collection on your credit report can lower your credit score and make it difficult to get approved for new credit. Here’s how to remove a medical collection from your credit report. Checkout this video: Introduction If you have a medical collection on your credit report, it can drag down your score and make…
If you’re confused about credit card APR and how it works, you’re not alone. In this blog post, we’ll explain everything you need to know about APR, including how it’s calculated and how it can affect your finances. Credit Card APR Work?’ style=”display:none”>Checkout this video: What is APR? APR, or Annual Percentage Rate, is the…
If you’re considering filing for Chapter 13 bankruptcy, you may be wondering how long it will stay on your credit report . The answer depends on a few factors, but in general, Chapter 13 bankruptcies will remain on your report for seven years. Checkout this video: Chapter 13 bankruptcy basics If you’re considering filing for…