If you’re looking for information on how to unfreeze your Experian credit report, you’ve come to the right place. In this blog post, we’ll walk you through the process of unfreezing your Experian credit report step-by-step. By the end, you’ll know exactly what to do to get your Experian credit report unfrozen and back in…
We get a lot of questions about which bank Credit Karma is on Plaid. Here’s the answer! Checkout this video: What is Credit Karma? Credit Karma is a free service that provides you with your credit score and report, along with personalized recommendations on how to improve your credit. You can also use Credit Karma…
If you’re looking to get cash back from your credit card, there are a few things you need to know. First, make sure you have a card that offers cash back rewards. Then, use your card for everyday purchases and pay off your balance in full each month to avoid interest and fees. Finally, keep…
If you’re wondering how long your financial records will remain on your credit report, the answer may surprise you. Here’s what you need to know. Checkout this video: How Long Do Financial Records Remain On Your Credit Report? There are a lot of things that go into your credit score. Your payment history, credit utilization,…
A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. A person’s credit score is the foundation of their financial health, and it’s important to understand how it’s calculated. Checkout this video: What is a credit score? Your credit score is…
If you’re considering transferring your credit card balance to another card, you may be wondering what the balance transfer fee is. Here’s what you need to know. Checkout this video: Introduction A balance transfer fee is a fee charged by a credit card issuer when you transfer your balance from one credit card to another….
Credit card refunds are generally processed within a few days of the original transaction, but it can sometimes take longer for the funds to become available. Credit Card Refund Take?’ style=”display:none”>Checkout this video: Credit Card Refunds How long does a credit card refund take? It usually takes 3-5 business days for the refund to appear…
You may have seen the term “Authorized User” on your credit card statements or other credit-related documents and wondered what it meant. An authorized user is someone who has been given permission by the credit card holder to use their account. Checkout this video: What is an Authorized User? An authorized user is a person…
How to Calculate APR on Your Credit Card Learn how to calculate APR on your credit card so that you can make informed choices about which card is right for you. Checkout this video: What is APR? APR is the Annual Percentage Rate that you’re charged on your credit card. It includes your interest rate…
Bad credit is a term used to describe a person’s financial history when they have made late payments, missed payments, or had other financial problems in the past. This can make it difficult to get loans, credit cards, and other types of financing. There are ways to improve your credit, but it can take time…