How Long Does a Late Payment Affect Your Credit Score?

How Long Does a Late Payment Affect Your Credit Score?

If you’re wondering how long a late payment can affect your credit score, you’re not alone. Many people are curious about the timeline for negative credit report items, and late payments are no exception. While the answer isn’t always straightforward, we’ll do our best to give you an idea of how long you can expect…

What is the Premium Tax Credit?

What is the Premium Tax Credit?

The Premium Tax Credit (PTC) is a refundable tax credit that helps eligible individuals and families cover the premium payments for their health insurance. Checkout this video: The Basics of the Premium Tax Credit The Premium Tax Credit is a refundable tax credit that helps eligible individuals and families cover the cost of their health…

How to Remove Settled Accounts from Credit Reports

How to Remove Settled Accounts from Credit Reports

Here’s a step-by-step guide on how to remove settled accounts from your credit reports. This will help improve your credit score and get you closer to your financial goals. Checkout this video: Introduction Settled accounts can remain on your credit report for up to seven years and may negatively impact your credit scores. If you…

How Long Does a Chapter 7 Bankruptcy Stay on Your Credit Report?

How Long Does a Chapter 7 Bankruptcy Stay on Your Credit Report?

How long does a Chapter 7 bankruptcy stay on your credit report? Chapter 7 bankruptcies can stay on your credit report for up to 10 years. Checkout this video: Introduction Chapter 7 bankruptcy stays on your credit report for 10 years from the date it is filed. This can have a major negative impact on…

How to Dispute Collections on Your Credit Report

How to Dispute Collections on Your Credit Report

You have the right to dispute any information on your credit report that’s inaccurate, incomplete, or you believe can’t be verified. Checkout this video: Check your credit report The first step to disputing a collections notice on your credit report is to obtain a copy of your credit report from the major credit reporting agencies….