A major credit card is a financial product offered by banks and other financial institutions. It allows consumers to borrow money up to a certain limit in order to purchase items or withdraw cash. Credit Card?’ style=”display:none”>Checkout this video: What is a credit card? A credit card is a type of loan that allows you…
If you’re wondering which credit bureau Chase uses for their credit decisions, you’re not alone. Many people are curious about which credit report Chase pulls when they apply for a credit card or loan. Unfortunately, Chase is tight-lipped about which bureau they use. However, we’ve done some research and we can share what we’ve learned…
It can take up to 30 days for an authorized user to show up on a credit report. This is because the credit reporting agencies need time to update their records. However, if you’re trying to improve your credit score, it’s best to add authorized users as soon as possible. Checkout this video: The process…
You can use a secured credit card with a $200 limit to improve your credit score. Find out how to use a secured credit card wisely and improve your credit score. Checkout this video: What is a secured credit card? A secured credit card is a type of credit card that is backed by a…
Credit checks are an important part of the loan process, but they can also be a mystery. This blog post will help clear up some of the confusion and answer the question, “How long does a credit check take?” Checkout this video: What is a Credit Check? A credit check is when a potential lender…
Audible credits are a great way to get discounts on audiobooks. But how much are they worth? We’ll help you figure it out. Checkout this video: How Audible Credits Work Audible credits are a unit of currency that can be redeemed for one audiobook at Audible.com. An Audible credit is worth $15, which means that…
If you’re wondering why your eligibility for the Child Tax Credit is pending, don’t worry. In this blog post, we’ll explain everything you need to know. Checkout this video: Overview of the Child Tax Credit The Child Tax Credit is a Federal tax credit available to families who have qualified children under the age of…
Find out how long late payments stay on your credit report and how they affect your credit score. Checkout this video: The basics of credit scores A credit score is a number that indicates how likely you are to repay a loan. It is used by financial institutions to decide whether to lend you money,…
Find out how long medical bills stay on your credit report , and how you can get them removed. Checkout this video: How long do medical bills stay on your credit? Generally, medical debt stays on your credit report for up to seven years. However, the impact of medical debt on your credit will lessen…
What is the difference between a FICO score and a credit score? Both are important measures of your creditworthiness, but they use different scoring models. Your FICO score is the one lenders usually look at when considering a loan. Checkout this video: FICO Score There are many types of credit scores out there, but the…