Your credit score is a key factor in determining your financial health. So it’s important to know when it gets updated. Here’s what you need to know. Checkout this video: How often is my credit score updated? Your credit score is updated every time your credit report is pulled. This means that if you check…
A hard inquiry stays on your credit report for 24 months, but its effect on your score decreases over time. Checkout this video: How Long Does a Hard Inquiry Stay on Your Credit Report? A hard inquiry is an inquiry into your credit report by a potential lender or creditor. Hard inquiries can stay on…
If you have negative items on your credit report, you’re not alone. Here’s a guide on how to remove them and improve your credit score. Checkout this video: Order your free credit reports If you find negative items on your credit report, you can take steps to remove them. First, order your free credit reports….
If you’re dealing with collections on your credit report, you may be wondering how long they can stay there. The answer depends on a few factors, but here’s what you need to know. Checkout this video: Introduction How long can collections stay on your credit report? It depends. There are two types of collections: paid…
If you’re wondering which credit score mortgage lenders use, the answer is all of them! Lenders will look at all of your credit scores when considering you for a loan. Checkout this video: Mortgage Lenders Use Multiple Credit Scores When you apply for a mortgage, the lender will pull your credit score from all three…
If you’re wondering when the best time to pay off your credit card debt is, you’re not alone. Many people struggle with how to handle their debt, and there is no one-size-fits-all answer. However, there are a few things to consider that can help you make the best decision for your situation. Checkout this video:…
It’s possible to finance a car with no credit, but it may not be easy. We’ll explore a few options to help you get into the car you need. Checkout this video: Introduction It can be tough to finance a car with no credit, but it’s not impossible. There are a few things you can…
Credit Karma and Experian use different models to calculate your credit score. So it’s not unusual for your score to be different on each site. Here’s a look at why your Experian score might be higher than your Credit Karma score. Checkout this video: Experian Boost You’re probably wondering why your Experian Score is higher…
If you’re like most people, you probably have a lot of questions about cashback on credit cards. What is it? How does it work? And most importantly, how can you make the most of it? In this blog post, we’ll answer all of your questions about cashback so that you can make the most of…
If you have credit card debt and are being sued by a credit card company, you may be able to settle the debt for less than the full amount. Checkout this video: Introduction If you have been served with papers for a credit card lawsuit, it is important to take action immediately. Failing to respond…