If you’re struggling with late payments on your credit report, you’re not alone. Many people have difficulty making timely payments, and as a result, their credit scores suffer. Fortunately, there are steps you can take to get rid of late payments and improve your credit score. By following these best practices, you can get back…
Find out how to get bankruptcy removed from your credit report by following these simple steps. Checkout this video: How Bankruptcy Affects Your Credit Score Filing for bankruptcy is a serious decision that should not be taken lightly. If you are struggling to make ends meet and have exhausted all other options, bankruptcy may be…
A closed account on your credit report means the account is no longer active and won’t show up on your credit report. Checkout this video: What is a Closed Account? A closed account is a financial account that has been shut down by the account holder or the financial institution. Closed accounts can stay on…
If you’ve ever had a transaction go through on your debit or credit card and then later been told that it was canceled or that the charges were reversed, you’ve experienced provisional credit. Checkout this video: What is Provisional Credit? Provisional credit is a credit that is applied to your account before the transaction is…
How to Calculate Credit Hours for Your Classes – This guide will show you how to calculate the credit hours for your classes so that you can stay on track with your degree plan. Checkout this video: How to calculate credit hours In order to graduate, students must complete a certain number of credit hours….
Applying for a loan from a credit union may be a good option if you have a good credit score. Here’s how to get a loan from a credit union. Checkout this video: Introduction Credit unions are a great alternative to banks for many reasons, including lower fees, higher interest rates on savings accounts, and…
The child tax credit is a tax credit worth up to $2,000 per qualifying child. The credit is available to taxpayers who owe no more than $75,000 in federal taxes ($112,500 for married couples filing jointly). If you have qualifying children, you can claim the child tax credit when you file your taxes. Checkout this…
The average credit card interest rate is around 16%, but some cards offer rates as low as 12%. If you carry a balance on your credit card, it’s important to find a card with a low interest rate to save money on interest charges. Checkout this video: What Is the Lowest Interest Rate on a…
Have you recently applied for a Capital One credit card and now you’ve decided you don’t want it? Here’s a step-by-step guide on how to cancel your Capital One credit card. Checkout this video: Cancelling by Phone If you decide you no longer want your Capital One credit card, you can cancel it by phone….
A common question people have is how often they should use their credit card. Get tips on how to use your credit card wisely and learn about the different benefits of using a credit card. Checkout this video: How credit cards work Credit cards are a great way to build your credit, but only if…