It can be tempting to use your credit card for everything, but that’s not always the best idea. Learn when to use your credit card and when it’s better to use cash or debit. Checkout this video: The Pros of Using a Credit Card When you use a credit card, you can get rewards points…
It’s possible to purchase a home with bad credit by following a few key tips. Find out what you need to do to buy a home even if your credit score is low. Checkout this video: Assess your credit score It’s important to know your credit score because it will give you an idea of…
It’s important to properly dispose of old credit cards to prevent identity theft. Here are a few options for what to do with old credit cards. Checkout this video: Introduction When you open a new credit card, you may be excited about the new opportunities for earning rewards or taking advantage of special introductory offers….
If you’re looking for the most used credit bureau, you may be surprised to learn that there are actually three major credit bureaus in the United States. Here’s a look at each one and how they might affect your credit score. Checkout this video: The Three Major Credit Bureaus If you’re looking to establish or…
If you’re looking to improve your financial situation, you may be wondering which type of credit is best for you. One option is secured credit, which involves using collateral to back up your loan. In this post, we’ll explore what secured credit is and how it can benefit you. Checkout this video: What is secured…
A credit card is an example of easy access credit. Checkout this video: Understanding Easy Access Credit Easy access credit is a type of credit that can be easily obtained by consumers. It typically has a lower interest rate than other types of credit, such as revolving credit. Some examples of easy access credit include…
If you’re wondering how much the minimum payment is on a credit card, the answer may depend on your card issuer. Some credit card companies may require a minimum payment of 4% of your balance, while others may require a minimum payment of $25. Checkout this video: The Minimum Payment What is the minimum payment?…
If you’re like most people, you probably don’t have a Care Credit card . But that doesn’t mean you can’t use Care Credit to pay for your medical expenses. Here’s how to use Care Credit without a card. Checkout this video: What is Care Credit? Care Credit is a health care credit card that can…
APR, or annual percentage rate, is the rate you pay on your credit card balance each year. If you have a credit card with a high APR, you may be paying a lot of money in interest each year. It’s important to understand credit APR so that you can make the best decisions for your…
What’s the minimum credit score needed for a VA loan? We’ll break it down for you so that you know what to expect when applying for a VA mortgage. Checkout this video: What is a VA Loan? A VA loan is a home loan that is guaranteed by the U.S. Department of Veterans Affairs (VA)….