Your credit score is important because it is used by lenders to determine the interest rate you will pay on a loan. A good credit score can save you thousands of dollars in interest over the life of a loan, so it’s important to understand what is the most important credit score. Credit Score?’ style=”display:none”>Checkout…
If you’re wondering what a good APR is on a credit card, you’re not alone. Many people are confused about the subject, and it’s no wonder why. Credit card companies don’t make it easy to understand APR, and they often change the rates without warning. However, there are some general guidelines you can follow to…
Wondering how long it will take to get approved for a new Chase credit card? We’ve got the answer, plus tips on how to increase your chances of approval. Checkout this video: Introduction Chase is one of the biggest credit card issuers in the U.S., so it’s not surprising that many people want to know…
If you’re looking to build credit quickly, there are a few things you can do. Check out this blog post to learn the fastest way to build credit . Checkout this video: Establishing credit Credit is important for many reasons. It can help you get loans for large purchases, lower your interest rates, and improve…
How to Open a Business Credit File: A business credit file is an important tool for any business owner. Here’s a step-by-step guide on how to open one. Checkout this video: Introduction According to the Small Business Administration, small businesses make up 99.7 percent of all employer firms in the United States. To help these…
A credit card is a plastic card that gives the cardholder a pre-approved loan for the purchase of goods and services. The first credit card was introduced in 1950. Checkout this video: The History of Credit Cards Credit cards became popular in the United States in the 1950s. This was due to a number of…
It’s important to know when your credit card expires so you can avoid any declined transactions. Here are a few things to keep in mind. Checkout this video: Introduction Credit cards typically expire every four years, although some expire sooner and some later. You can usually find the expiration date on the front of your…
If you’re like most people, you probably check your credit score from time to time. But did you know that every time you do, your score may drop a little bit? It’s true! Checking your credit score can cause a small dip, but it’s nothing to worry about. In fact, checking your score is one…
August is almost here, and with it comes the eagerly anticipated Child Tax Credit. If you’re a parent or guardian, you’re probably wondering when you’ll receive the credit. Here’s what you need to know. Checkout this video: Introduction The Child Tax Credit is a credit that helps families with children pay for their taxes. The…
If you’re looking for a loan from a credit union, there are a few things you need to know. Here’s a guide on how to get a loan from a credit union. Checkout this video: Research credit unions in your area. Credit unions are different from banks in that they are non-profit organizations that are…