What Are the Top 10 Credit Unions?

If you’re looking for a credit union, you want to make sure you’re choosing one that will give you the best possible experience. Here are the top 10 credit unions in the United States, based on customer satisfaction.

Checkout this video:

Introduction

In the United States, there are more than 7,000 credit unions. However, not all credit unions are created equal. Some are much larger than others, and some serve only certain groups of people. So, what are the top 10 credit unions?

To answer that question, we must first look at what factors make a credit union great. Some of the things we considered include: membership requirements,APYs, fees, customer service, and financial stability.

Based on our research, the top 10 credit unions are:

Navy Federal Credit Union:Best Overall
Pentagon Federal Credit Union: Best for Members of the Military
Alliant Credit Union: Best for Customer Service
State Employees’ Credit Union (SECU): Best for Financial Stability
Allington Community Fcu: Best for Technology
GTE Financial Credit Union: Best for Rewards Programs
First Tech Credit Union: Best for Businesses

Virginia Credit Union:Best for Loan Options Golden 1 Credit Union:Best for Locations
PenFed Credit Union:Best For Large Deposits

Navy Federal Credit Union

Navy Federal Credit Union is the world’s largest credit union with over 8 million members, $91 billion in assets, and more than 18,000 employees. Navy Federal is headquartered in Vienna, Virginia, and has branches in 30 states, as well as Washington D.C., Puerto Rico, and Guam. Navy Federal offer a full range of banking products and services to its members, including savings and checking accounts, auto and home loans, credit cards, student loans, and more.

State Employees’ Credit Union

The State Employees’ Credit Union, commonly referred to as SECU, is a credit union headquartered in Raleigh, North Carolina. SECU has been in operation since 1937 and currently has 2,700 employees. As of December 2019, SECU had 2.4 million members and $41 billion in assets. SECU is the largest credit union in North Carolina and the second largest credit union in the United States by membership.

Pentagon Federal Credit Union

Pentagon Federal Credit Union, or PenFed, is the largest credit union by assets and membership in the United States. PenFed serves over 2.1 million members worldwide and has over $25 billion in assets. Headquartered in Tysons Corner, Virginia, PenFed operates more than 300 branches nationwide and offers a full range of banking and financial services, including checking and savings accounts, auto loans, credit cards, mortgages, home equity loans and lines of credit, personal loans, student loans, and more.

In addition to its impressive membership base and asset size, PenFed is also one of the strongest credit unions in the country. The credit union has an A+ rating from the Better Business Bureau (BBB) and is a member of the BBB’s National Assembly of Stellar Businesses. PenFed is also rated 5 stars (out of 5) by BauerFinancial for its overall financial health.

USAA

USAA is a bank that serves both active-duty military members and veterans. It offers checking, savings, and money market accounts; credit cards; loans; and investment products including IRAs, annuities, and life insurance. USAA has more than 28 million members and operates in all 50 states.

GEICO Federal Credit Union

GEICO FCU is open to current and former GEICO employees, along with their family members. GEICO FCU offers a full range of banking products and services, including savings accounts, checking accounts, auto loans, credit cards, and more. GEICO FCU has 11 branches located in Maryland, Virginia, and Washington D.C.

Atlantic Coast Federal Credit Union
Atlantic Coast FCU is open to anyone who lives, works, or worships in Brevard County, Florida. Atlantic Coast FCU offers a full range of banking products and services, including savings accounts, checking accounts, auto loans, credit cards, and more. Atlantic Coast FCU has 4 branches located in Brevard County.

Navy Federal Credit Union
Navy Federal Credit Union is open to active duty and retired military personnel, along with their family members. Navy Federal Credit Union offers a full range of banking products and services, including savings accounts, checking accounts, auto loans, credit cards, and more. Navy Federal Credit Union has 300 branches located across the United States.

Alliant Credit Union

Alliant Credit Union is the largest credit union in Illinois and one of the largest in the country, with more than $11 billion in assets and more than 700,000 members. Alliant offers a full range of banking services, including checking and savings accounts, loans, credit cards, and investment services. Alliant has 26 branches in Illinois, Wisconsin, and Oklahoma.

Eligibility for membership is open to anyone who lives or works in Illinois or Wisconsin.

Connexus Credit Union

Connexus Credit Union is a national credit union headquartered in Wausau, Wisconsin. The credit union has more than $1.5 billion in assets and serves over 200,000 members nationwide. Connexus offers a full range of financial products and services, including checking and savings accounts, auto and home loans, credit cards, and investment and retirement planning products. Membership is open to anyone who lives or works in the United States.

Founded in 1935, Connexus Credit Union is one of the oldest credit unions in the United States. The credit union was founded by a group of educators who wanted to provide affordable financial services to their fellow teachers. Today, Connexus continues to serve educators as well as members of the military, government employees, and other groups.

First Tech Credit Union

First Tech Credit Union is a not-for-profit financial institution owned by its members. They offer a full range of deposit, loan, and investment products and services. Membership is open to anyone who lives, works, or worships in Santa Clara County, California.

First Tech has over 80,000 members and assets of over $1.3 billion. They offer a full range of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. They also offer a variety of lending products, including auto loans, home equity loans, personal loans, and student loans. In addition to their own products and services, First Tech members have access to a nationwide network of over 30,000 surcharge-free ATMs.

SchoolsFirst Federal Credit Union

SchoolsFirst Federal Credit Union is the largest credit union in Orange County, California, and second largest in Los Angeles County. It is the seventh-largest credit union in the United States with over $13 billion in assets and more than one million members. Members of SchoolsFirst FCU are also members of the Credit Union Association of Southern California (CUASoCal).

SchoolsFirst FCU offers a full range of financial products and services for its members, including checking and savings accounts, loans, credit cards, and home equity lines of credit. The credit union also offers investment products and services, such as IRAs and 401(k)s.

In addition to its branches in Orange and Los Angeles Counties, SchoolsFirst FCU has branches in San Bernardino County and Riverside County. The credit union also has ATMs throughout Southern California.