What is the Lowest Interest Rate Credit Card?
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If you’re looking for the lowest interest rate credit card, you’ve come to the right place. In this blog post, we’ll discuss what to look for in a credit card and how to find the best offers.
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Capital One Platinum Credit Card
The Capital One Platinum Credit Card offers a 0% APR on purchases and balance transfers for the first 15 months, after which the APR increases to a variable rate of 14.49% – 24.49%. There is no annual fee and you’ll earn 1% cash back on every purchase.
Citi Simplicity Card
The Citi Simplicity Card offers one of the lowest interest rates available, making it a good choice for cardholders who carry a balance on their credit card from month to month. With an intro APR of 0% for 18 months on purchases and balance transfers, this card can help you save on interest while you pay down your debt. After the intro period, the APR will be 14.74% – 24.74% Variable, based on your creditworthiness. There is also no annual fee for this card.
Discover it Secured Credit Card
Discover it Secured Credit Card is one of the lowest interest rate credit cards available. This card has an annual fee of $0 and a APR of only 10.99%. This card also offers a great rewards program, which includes 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% cash back on all other purchases.
Wells Fargo Platinum Visa Card
If you’re looking for a credit card with a low interest rate, the Wells Fargo Platinum Visa Card is a good option. The APR on this card is a variable rate, currently at 13.74%. There are no annual fees or balance transfer fees, and you can earn rewards points on your purchases.
Barclaycard Ring Mastercard
The Barclaycard Ring Mastercard is one of the lowest interest rate credit cards available. This card has no annual fee and offers a variable APR of just 13.99%.
Chase Slate
The Chase Slate credit card is one of the lowest interest rate cards available, with a 0% APR for 15 months on both purchases and balance transfers. After the intro period, the APR rises to a variable rate of 16.49% – 25.24%. There is also no annual fee and no balance transfer fee for transfers made within 60 days of opening your account.
HSBC Gold Mastercard
The HSBC Gold Mastercard has an introductory APR of 0% for 18 months from account opening on purchases and balance transfers, then a variable APR of 14.24%, 18.24% or 25.24%. There is no annual fee.
First Progress Platinum Prestige Mastercard
The First Progress Platinum Prestige Mastercard is a good choice for those with excellent credit looking for a low interest rate on their credit card. This card has no annual fee and offers a 0% APR on purchases and balance transfers for the first 21 months. After that, the APR will be 12.99% – 20.99% variable, based on your creditworthiness. This card also comes with a number of other perks, like 24/7 roadside assistance and a year of free identity theft protection.
USAA Rate Advantage Visa Platinum Card
The USAA Rate Advantage Visa Platinum Card offers a low interest rate on both purchases and balance transfers. There is no annual fee for this card, and you’ll earn 1.5% cash back on all your purchases. You can also get a 0% introductory interest rate on balance transfers for the first 12 months.
Navy Federal Credit Union’s nRewards Secured Credit Card offers a variable APR of 9.99% for purchases and cash advances. Additionally, there is no annual fee for this card. As a secured card, your credit line is equal to the amount of money you deposit with Navy Federal Credit Union, so this card requires a security deposit.
