What Credit Cards Does Sam’s Club Accept?

Sam’s Club is one of the leading membership-only warehouses in the United States, and they offer a variety of services and products for their members. One of the questions we get asked most frequently is “What credit cards does Sam’s Club accept?” In this blog post, we’ll answer that question for you.

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Sam’s Club Credit Cards

Sam’s Club offers its own credit card, as well as accepts other credit cards, such as Visa, Mastercard, Discover, and American Express. The Sam’s Club credit card can be used anywhere Mastercard is accepted. You can use your Sam’s Club credit card to earn cash back on eligible purchases made at Sam’s Club and Walmart.

Sam’s Club Mastercard

The Sam’s Club Mastercard is a credit card that can be used anywhere Mastercard is accepted. It offers a 5% cash back reward on fuel purchases, 3% cash back on dining and travel, and 1% cash back on all other purchases. There is no annual fee for this card and it has a 0% introductory APR for the first 15 billing cycles. After that, the APR will be 19.78%.

Sam’s Club Credit Card from Walmart

The Sam’s Club® MasterCard® credit card is issued by Synchrony Bank (“Synchrony”). The Sam’s Club® Credit Card from Walmart lets you earn cash back on purchases made at Walmart.com and SamsClub.com. You’ll also earn 2% back at Walmart gas stations and 1% back on all other purchases. There is no annual fee, and you can get a $40 statement credit when you open a new account and spend $30 at Sam’s Club within the first 30 days.

Other Credit Cards That Can Be Used at Sam’s Club

Sam’s Club is a wholesale club that is a division of Walmart. They offer various membership options that give shoppers access to lower prices on a wide variety of merchandise. Sam’s Club also has its own credit card, which can be used at any Sam’s Club or Walmart. However, there are other credit cards that can be used at Sam’s Club as well.

American Express

American Express is one of the credit cards that Sam’s Club accepts. American Express cards can be used for all types of purchases, including gas, groceries, and travel. American Express also offers a variety of rewards and perks, such as cash back, points, and discounts.


Sam’s Club does accept Discover credit cards in-store and online. You can use your Discover card to get cash back, earn rewards, and take advantage of financing offers. You can also use your Discover card to pay your Sam’s Club membership dues.


Visa is a credit card company headquartered in San Francisco, California. It is the largest provider of credit card services in the world, and as of 2016, had a 52% share of the global credit card market. Visa offers both business and personal credit cards, and its products are accepted at millions of locations worldwide.

Sam’s Club is a division of Walmart that offers bulk merchandise at discounted prices. Sam’s Club stores accept all major credit cards, including Visa. You can use your Visa card to purchase items online at Sam’sClub.com or in person at any Sam’s Club location.


You can use any Mastercard credit card at Sam’s Club, including Mastercard world and Mastercard business cards. You can also use any debit card that has the Mastercard logo.

When to Use a Credit Card at Sam’s Club

Most Sam’s Club stores accept credit cards from Visa, Mastercard, and Discover. American Express is also accepted at some locations. You can use your credit card to pay for membership fees, gas, and in-store purchases. In some cases, you may be able to use your credit card to pay for online purchases.

When You Have a Sam’s Club Membership

If you have a Sam’s Club membership, you can use your Sam’s Club credit card at any time. You’ll earn cash back on your purchases, and you can use your card to finance large purchases. You can also use your card to pay for membership fees and other charges.

When You’re Shopping at a Sam’s Club Store

When you’re shopping in a Sam’s Club store, you can use any major credit card. This includes Visa, Mastercard, American Express, and Discover. You can also use a Sam’s Club Credit Card, which offers certain perks and benefits.

When You’re Shopping Online at Sam’s Club

You can use your credit card when shopping online at Sam’s Club, but there are a few things to keep in mind. First, only Visa, Mastercard, and Discover are accepted. American Express and other cards are not accepted. Second, you’ll need to provide your credit card information when you check out. You can’t use a gift card or any other type of payment when shopping online at Sam’s Club.

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