What Credit Cards Does Costco Take?

If you’re a Costco shopper, you may be wondering what credit cards the store accepts. Here’s a look at the different options.

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American Express

American Express is the only credit card that Costco accepts. Costco has a partnership with American Express, and American Express is the only credit card that is accepted at Costco gas stations. American Express is also the only credit card that is accepted at Costco stores.

Why American Express?

American Express is a popular credit card provider, and many people wonder what credit cards does Costco take? While Costco used to only accept American Express cards, they now accept Visa, Mastercard, and Discover. American Express is still a good choice for Costco shoppers because it offers many perks and rewards. For example, American Express offers cash back, points, and travel rewards.

What are the benefits?

As a Costco member, you’re probably used to getting great deals on bulk items. But did you know that you can also get cash back on your everyday purchases when you use an American Express card at Costco?

Here are some of the benefits of using an American Express card at Costco:

-Earn cash back on every purchase, including gas, groceries, and more.
-Get exclusive access to special sales and events.
-Enjoy accelerated rewards earning at Costco and other merchants.
-No foreign transaction fees on purchases made outside of the United States.


Why Visa?

While Costco doesn’t accept American Express credit cards, it does take Visa. Visa is one of the largest credit card companies in the world and offers a variety of features that may be helpful to Costco shoppers. For example, Visa Signature cards offer a number of travel and entertainment benefits, such as concierge service and access to exclusive events. Additionally, some Visa cards offer cash back on purchases, which could come in handy when shopping at a warehouse club like Costco.

What are the benefits?

There are a few benefits to using a Visa credit card at Costco. First, you’ll earn rewards points on all of your purchases. Additionally, you’ll have access to exclusive offers and discounts. Finally, by using a Visa card, you’ll be able to take advantage of Costco’s price protection policy.


Costco accepts MasterCard credit cards for payment. MasterCard is a convenient way to pay for your purchases at Costco. It is also a safe and secure form of payment.

Why MasterCard?

MasterCard is one of the most popular credit cards in the world, and it is accepted at nearly all retailers, including Costco. MasterCard offers a variety of benefits for cardholders, including cash back on purchases, points for travel and merchandise, and special financing options.

What are the benefits?

With a MasterCard from Costco, you’ll enjoy a number of benefits, including:

-No annual fee
-No foreign transaction fees
– Earn cash back on every purchase, with no limits or restrictions
– Get extended warranty protection on eligible purchases
– Get travel and emergency assistance when you need it


Discover is a credit card issuer that offers a variety of cash back, travel, and co-branded credit cards. You can use your Discover card at Costco, but only if you have the Discover More Card. The Discover More Card offers 5% cash back on gas and 3% cash back on travel and restaurants.

Why Discover?

There are a few reasons. Discover is one of the few credit card issuers that still offers rewards points for Discover Deals, its online shopping portal. You’ll earn 5% cash back at different retailers each quarter, on up to $1,500 in purchases — and there’s no limit to how much cash back you can earn. You can also redeem your rewards for any amount, anytime, without penalty.

Discover is also a good option if you have good or excellent credit and are looking for a 0% APR credit card. The Discover it® Cash Back card offers 0% intro APR on purchases and balance transfers for 14 months (then 13.49% – 24.49% Variable). Plus, you can earn 5% cash back in rotating bonus categories each quarter when you activate, on up to $1,500 in purchases (then 1%).

And if you have bad or limited credit, consider the Discover it® Secured Credit Card. It requires a refundable security deposit of at least $200 (up to your credit limit), but has many of the benefits and perks of other Discover cards — including no annual fee, 24/7 U.S.-based customer service and your FICO® Score for free on monthly statements and online so you can track your progress.

What are the benefits?

Shopping at Costco with a credit card has a few key benefits. First, you’ll earn cash back on your purchases. second, you can take advantage of special financing offers. And finally, you’ll have extended protection on your purchases.

Cash back: When you use a credit card at Costco, you’ll earn cash back on your purchases. The cash back awarded will depend on the credit card you use and the type of purchase you make. For example, you might earn 3% cash back on gas purchases and 2% cash back on eligible travel expenses.

Special financing: Some credit cards offer special financing on Costco purchases. This means that you can finance your purchase over time with low or no interest charges. This can be a great way to spread out the cost of a large purchase, like a new TV or refrigerator.

Extended protection: When you use a credit card to buy something at Costco, you’ll automatically get extended warranty protection on certain items. This means that if your purchase breaks or is damaged within the warranty period, you may be able to get it repaired or replaced at no cost to you.

Which Credit Card is the Best for You?

The best credit card for you depends on your spending habits and needs. If you’re a Costco member, you might want to consider using a Costco credit card. Costco credit cards offer cash back or rewards points on eligible purchases made at Costco stores. There are different types of Costco credit cards, so be sure to choose the one that best suits your needs.

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