Even if you have no credit or bad credit, you may be able to get a student loan without a cosigner. Learn about the different options and what you need to do to apply. Checkout this video: Introduction There are a few options for getting a student loan without a cosigner. The best way to…
You may have heard of a home equity loan before, but what is it exactly? In this blog post, we’ll explore what a home equity loan is, how it works, and what the current rates are. Checkout this video: Introduction A home equity loan rate is the interest rate you pay on a home equity…
An amortized loan is a type of loan where the borrower repays the loan in equal installments over the life of the loan. The loan is typically paid off in full at the end of the term, but the borrower may also have the option to make a balloon payment to pay off the loan…
A point is a specific charge paid to obtain a home loan. One point equals 1% of the loan amount. So, if you’re taking out a $250,000 loan, one point would cost you $2,500. Checkout this video: Introduction A loan point is a fee that a borrower pays to lower their interest rate by a…
How Many Business Days After You Submit Your Application Will You Receive a Loan Estimate? You’ve found the perfect house and are ready to make an offer. Congratulations! The next step is to apply for a mortgage. Once you’ve submitted your application, you’re probably wondering how long it will take to get a loan estimate….
You can loan Kindle eBooks to friends and family for a period of 14 days. Learn how to loan Kindle eBooks to friends and family. Checkout this video: Introduction If you’re an Amazon Prime member, you can loan your Kindle books to other Prime members for a period of 14 days. The recipient doesn’t need…
Here are a few tips on how to pay off your car loan early and save money on interest. Checkout this video: Assess your budget One of the best things you can do to save money is to pay off your car loan early. By doing this, you’ll save on interest and be debt-free sooner….
Your student loan account number is a key part of your identity as a borrower. It’s how your servicer keeps track of your loans and ensures that your payments are applied correctly. Here’s how to find your student loan account number. Checkout this video: Introduction student loans can be a confusing and daunting topic, especially…
If you’re looking to finance a new car, you may be wondering what an auto loan is. An auto loan is a type of loan that you can use to finance the purchase of a new or used vehicle. Auto loans are available from a variety of lenders, including banks, credit unions, and online lenders….
If you’re thinking about applying for a business loan, you might be wondering how hard it is to get approved. The answer isn’t always simple, as there are a number of factors that lenders will consider when making a decision. However, by understanding the process and preparing your application carefully, you can increase your chances…