A credit score is a number that lenders use to decide whether to give you a loan. It is based on your credit history, which is a record of how you have handled debt in the past. The higher your score, the more likely you are to get a loan and the lower the interest…
Find out how to fix your credit so you can buy the house you’ve always wanted. Bad credit can be a major obstacle to homeownership. If your credit is less than perfect, it’s important to take steps to improve your credit rating before you apply for a mortgage. This will give you the best chance…
How Does Bankruptcy Affect Your Credit? It’s no secret that bankruptcy can have a major impact on your credit. In fact, it can stay on your credit report for up to 10 years, making it difficult to get approved for new credit products. But what exactly does bankruptcy do to your credit? Let’s take a…
Care Credit can be used for a variety of different medical expenses, from dental work to eye care. It’s a great way to finance your health care needs! Checkout this video: Care Credit Basics CareCredit is a healthcare credit card that can be used for a variety of healthcare expenses, from doctor visits to dental…
Credit life insurance is a type of insurance that pays off your debt if you die. It’s an important decision to make, and we’ve got the information you need to make the right choice. Checkout this video: Credit Life Insurance Credit life insurance is a relatively new product in the life insurance market. It is…
How long do inquiries stay on your credit report? Inquiries can stay on your credit report for up to two years. However, they will only affect your credit score for the first year. After that, they will fall off your report. Checkout this video: How Long Do Inquiries Stay on Your Report? Inquiries can stay…
Credit inquiries stay on your report for two years. But, they only impact your score for the first year. After that, they fall off. Checkout this video: How Long Do Inquiries Stay on Your Report? Inquiries stay on your credit report for two years. However, hard inquiries only affect your credit score for the first…
Revolving credit is a type of credit that allows consumers to borrow money up to a certain limit. This limit is typically based on the consumer’s creditworthiness. Checkout this video: What is revolving credit? Revolving credit is a type of credit that allows you to borrow money up to a certain limit. You can use…
The average credit card is about 3.37 inches wide and 2.125 inches tall. The thickness of a credit card varies, but is typically about 0.030 inches. Credit Card?’ style=”display:none”>Checkout this video: The Standard Credit Card Size Credit cards come in many different shapes and sizes. The standard credit card size is 3.37 inches wide by…
It can take a credit card payment anywhere from a few seconds to a few days to process. The time it takes for a payment to process depends on the type of card being used, the issuer, the merchant, and the payment processor. Checkout this video: Introduction It can take a credit card company up…