If you’re looking to increase your credit limit on Apple Card, there are a few things you can do to improve your chances. Check out our tips and tricks to learn more.
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Check your credit score
The first step is to check your credit score and make sure it is in good standing. If you have a high credit score, you will likely be approved for a higher limit. You can check your credit score for free with a service like Credit Karma or Mint.
If your credit score is not as high as you would like it to be, there are a few things you can do to improve it. One is to make sure you are paying all of your bills on time. Another is to keep your balances low on your other credit cards. Finally, you can try to get a credit limit increase from your other credit card companies.
Request a credit limit increase from Apple
If you’d like to request a credit limit increase on your Apple Card, you can do so through the Wallet app on your iPhone.
To request a credit limit increase:
1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap the three dots in the top-right corner of the screen, then tap Credit Limit.
3. Tap Request Increase and fill out the form that appears.
4. Tap Submit and wait for Apple to review your request.
You should receive a decision from Apple within a few days. If you’re approved for an increase, your new credit limit will be reflected in the Wallet app.
Use your Apple Card responsibly
If you use your Apple Card responsibly and make your payments on time, you may be able to request a credit limit increase in the Wallet app. Here’s how:
1. Open the Wallet app and tap Apple Card.
2. Tap the More button , then tap Credit Limit.
3. Tap Request Increase and follow the instructions on your screen.
If you’re eligible for an increase, you’ll see your new credit limit in the Wallet app within a few days.
Monitor your credit score
You don’t need to have a perfect credit score to be approved for Apple Card, but you will need good credit. Apple doesn’t disclose what kind of score you need, but you can get an idea by checking your own credit score before you apply. If it’s below 700, you may want to wait to apply or focus on improving your score before you try again. You can get your free credit score from a variety of sources, including Credit Karma and Credit Sesame.
Once you’re approved for Apple Card, monitoring your credit score is still important. That’s because Apple uses your credit score to determine your credit limit. If you have a good month and your score goes up, you may be able to get a higher credit limit. You can also ask Apple for a credit limit increase, but they may do a hard pull on your credit report, which could temporarily lower your score.