How to Apply for the Target Credit Card
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If you’re looking for a way to save money at Target, you may want to consider applying for the Target credit card . In this post, we’ll show you how to apply for the Target credit card and explain some of the benefits that come with it.
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Introduction
The Target credit card is a great option for those who frequently shop at Target. The card offers a variety of benefits, including 5% cash back on Target purchases, free shipping on Target.com, and no annual fee. Applying for the Target credit card is easy and can be done online or in-store.
Here’s what you need to know about how to apply for the Target credit card:
1. You must be at least 18 years old to apply.
2. You will need to provide your name, address, date of birth, Social Security number, and annual income.
3. You will need to create an account with Target REDcard in order to manage your account online.
4. Once you’ve been approved for the Target credit card, you will need to activate it before you can start using it. This can be done online or by phone.
Eligibility Requirements
In order to apply for the Target Credit Card, you must meet the following eligibility requirements:
-You must be a legal resident of the United States.
-You must be 18 years of age or older.
-You must have a valid Social Security Number.
-You must have a good to excellent credit history.
Applying for the Target Credit Card
To apply for the Target Credit Card, you’ll need to gather some financial information. You’ll need your annual income, your monthly debt payments, and your Social Security number. You’ll also need to be at least 18 years old and a legal resident of the United States. Once you have all of this information, you can begin the application process by visiting Target’s website.
When you visit Target’s website, you’ll see an option to apply for the Target Credit Card. Click on this option and you will be taken to a page with more information about the card. At the bottom of this page, you will see an option to begin the application process. Click on this option and you will be taken to the online application.
The online application will ask you for your personal information, including your name, address, and Social Security number. The application will also ask for your annual income and your monthly debt payments. Once you have completed the online application, click on the submit button and your information will be sent to Target for review.
Using the Target Credit Card
The Target Credit Card can be used anywhere Visa is accepted, and gives cardholders 5% off their purchases at Target and Target.com. Applying for the Target Credit Card is easy and only takes a few minutes.
To apply for the Target Credit Card, you will need to provide some personal information, including your name, address, date of birth, and Social Security number. You will also need to supply financial information, such as your income and employment status. Once you have gathered all of the required information, you can begin the application process by visiting Target’s website or by calling the credit card issuer’s customer service number.
If you are approved for the Target Credit Card, you will receive a credit card with a credit limit of $500. This limit may be increased or decreased based on your creditworthiness. You will also be responsible for paying any annual fees associated with the card.
Target Credit Card Benefits
The Target REDcard™ Credit Card offers great benefits like 5% off every day at Target, free shipping on most items, early access to special sales and extended returns. You can also manage your account and access exclusive coupons by logging in to your online account. If you’re a Target shopper, the Target REDcard™ Credit Card is definitely worth considering.
Here’s how to apply for the Target REDcard™ Credit Card:
1. Go to Target.com/REDcard.
2. Click on the “Apply Now” button.
3. Enter your personal information, including your name, address, email address and phone number.
4. Enter your financial information, including your annual income, monthly mortgage/rent payment and employment status.
5. Read and agree to the Terms and Conditions.
6. Click on the “Submit Application” button.
You will receive a decision on your application within minutes, and if you are approved, you will be able to start using your Target REDcard™ Credit Card immediately.
Target Credit Card Rewards
The Target Credit Card offers a variety of rewards for cardholders. For every dollar spent on eligible purchases made at Target or Target.com, cardholders earn 5% back in the form of a Target gift card. Cardholders also receive free 2-day shipping on most online orders from Target.com, and no annual fee is charged for the use of the card.
Target Credit Card Fees
Target Credit Card Fees
Annual Fee: $0*
Transaction Fees:
-Balance Transfer: 3% of the amount of each transfer, with a minimum of $5*
-Cash Advance: 3% of the amount of each advance, with a minimum of $10*
-Foreign Transaction: 1% of each transaction in U.S. dollars*
-Late Payment: Up to $38*
-Returned Payment: Up to $27*
How to Apply for the Target Credit Card
Target Credit Card Customer Service
For questions about your Target Credit Card or Target MasterCard, please call TargetCredit Card Customer Service at 1-888-729-7331, 24 hours a day, 7 days a week. If you are calling from outside the United States, please call 1-612-815-9922.
Conclusion
We hope this guide was helpful in explaining how to apply for the Target credit card. As we mentioned, the application process is quick and easy, and it’s a great way to save money on your purchases at Target. If you have any other questions about the Target credit card, feel free to leave a comment below.
