How Old Can You Be to Get a Credit Card?

If you’re wondering how old you have to be to get a credit card, the answer is quite simple. You must be at least 18 years old to qualify for a credit card. However, there are a few things to keep in mind before you apply.

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Introduction

Most people assume that you have to be 18 years old to get a credit card. However, this is not always the case. In fact, there are a number of credit card issuers that allow people under the age of 18 to apply for and receive credit cards.

The age requirements for getting a credit card vary from issuer to issuer. Some issuers require that you be at least 21 years old, while others may allow you to apply for a credit card if you are at least 17 years old. There are also some issuers that have special programs for people under the age of 21, such as student credit cards.

If you are under the age of 18, you will likely need a co-signer in order to be approved for a credit card. A co-signer is someone who agrees to take on the responsibility for your credit card debt if you are unable to pay it off yourself. Getting a co-signer can often be difficult, so it is important to make sure that you are able to responsibly use a credit card before you apply for one.

The Credit CARD Act of 2009

The Credit CARD Act of 2009 was designed to protect consumers under the age of 21 from getting into debt that they could not repay. The law requires that young adults either have an independent means of repaying the credit card balance, or get a cosigner who is over the age of 21. These rules make it more difficult for young adults to get credit cards, but not impossible. If you are under the age of 21 and want to get a credit card, there are a few things you need to know.

How old you have to be to get a credit card

In the United States, the legal age to get a credit card is 21. However, there are a few ways around this if you are under 21. You can be an authorized user on another person’s credit card, you can get a secured credit card with a deposit, or you can find a co-signer for your credit card.

If you are under 21 and want to get a credit card in your own name, you will need to prove that you have enough income to make payments on the card. You will also need to have a good credit history, or someone with good credit who is willing to co-sign for you.

What happens if you’re under 21 and want a credit card

There are a few options available if you’re under 21 and want a credit card. You can either have a cosigner over the age of 21 or you can provide proof of income to show that you’re capable of making payments. If you don’t have either of these options, you may be able to get a secured credit card, which is a credit card that is backed by a deposit that you make.

The best credit cards for young adults

There are plenty of great credit cards for young adults. You just need to know what you’re looking for. Here are a few things to consider:

-Do you want a card with no annual fee?
-Do you want rewards? If so, what kind?
-How important is a 0% introductory APR period?
-What is your credit score?

Once you know the answers to these questions, you can start looking for the best credit card for you. Check out our list of the best credit cards for young adults below.

Conclusion

Based on our research, the answer to this question is that you can be any age to get a credit card, as long as you meet the other requirements set by the credit card issuer. There are a few different types of credit cards available for people of all ages, so you should be able to find one that suits your needs. If you’re under 18, you may need a co-signer or to provide additional documentation in order to be approved for a credit card.