You can find out how to get a credit increase with Capital One by following a few simple steps. We’ll show you what you need to do to get started. Checkout this video: Research your current credit limit with Capital One You can research your current credit limit with Capital One by logging onto their…
If you’re wondering which credit bureau Capital One uses for their credit decisions, you’re not alone. Many people want to know which bureau a particular lender uses so they can check their own credit report and score in advance. Unfortunately, Capital One is tight-lipped about which bureau they use. They are, however, required by law…
Find out what a credit counselor is and how credit counseling can help you improve your financial situation. Checkout this video: Introduction A credit counselor is a professional who helps people manage their debt and improve their financial situation. Credit counselors provide budgeting and money management assistance, as well as advice on how to consolidate…
If you’re interested in becoming a credit repair specialist, you’ll need to know how to read and understand credit reports, identify errors and negotiate with creditors. You can learn all of this and more with our easy-to-follow guide. Checkout this video: Introduction Credit repair specialists are also known as credit counselors or credit analysts. They…
A tip credit is an allowance that employers can take to offset the cost of paying their employees tips. The credit is typically a set percentage of the employee’s wages, and it can vary depending on the state in which the employer operates. Checkout this video: What is a Tip Credit? A tip credit allows…
Find out how often you should apply for a new credit card to help improve your credit score and avoid hurting your credit history. Checkout this video: Introduction There’s no one “right” answer to this question – it depends on your personal circumstances. If you’re trying to improve your credit score, for example, you might…
If you’re carrying a balance on your credit cards, you’re probably paying too much in interest. But there are some simple things you can do to lower your interest rate and save money. Follow our tips and you could be paying a lot less interest on your credit card balance in no time. Checkout this…
If you’re wondering how long a late payment can stay on your credit report , the answer is usually seven years. However, there are some exceptions. Checkout this video: Introduction A late payment is defined as a minimum payment that is not received by the credit card issuer by the due date. A late payment…
It’s important to know how to use a credit card to pay bills. Here are some tips on how to do it. Credit Card to Pay Bills’ style=”display:none”>Checkout this video: Introduction Credit cards can be a great tool to help you manage your finances, but they can also be a point of stress and anxiety…
If you’re worried about a missed payment affecting your credit score, you’re not alone. Here’s what you need to know about how long a missed payment stays on your credit report. Checkout this video: The Effect of a Missed Payment on Your Credit Score A missed payment can stay on your credit report for up…