If you’re new to credit cards, you may have come across the term APR and wondered what it means. APR stands for Annual Percentage Rate, and it’s the interest rate you’ll pay on your credit card balance if you don’t pay it off in full each month. In this post, we’ll explain what APR means…
A Letter of Credit is a financial instrument that a bank or financial institution provides to a buyer of goods or services. The Letter of Credit guarantees that the buyer will receive the goods or services as agreed upon in the contract. Checkout this video: Introduction A letter of credit is a document that guarantees…
Find out how to calculate credit card interest so you can make informed decisions about your finances. Checkout this video: What is credit card interest? If you have a credit card, chances are you’ve been charged interest on it at some point. Interest is the price you pay for borrowing money, and it’s expressed as…
If you’re trying to rebuild credit after a financial setback, these tips can help you get started on the right track. Checkout this video: Understand your current credit situation Your credit score is a number that represents your creditworthiness. It’s used by lenders to determine whether you qualify for a loan and how much interest…
If you’re looking for a way to finance your healthcare costs, you may be wondering how Care Credit works. Care Credit is a credit card that can be used for medical, dental, and veterinary expenses. It’s a great way to pay for your care without having to worry about coming up with the money all…
Employee retention credit is a payroll tax credit that is available to employers that experience a decline in business due to COVID-19. Checkout this video: Introduction Employee retention credit is a tax credit that businesses can claim for retaining employees during the COVID-19 pandemic. The credit is available to eligible employers that keep their employees…
We’re taking a look at how many credit scenes there are in Doctor Strange in the Multiverse of Madness and what they could mean for the future of the MCU! Checkout this video: Introduction Since it was first announced that Doctor Strange in the Multiverse of Madness would be part of the Marvel Cinematic Universe,…
APR is the acronym for Annual Percentage Rate. It is the interest rate charged for borrowing money on your credit card . In other words, it’s the price you pay for using someone else’s money. APR on Credit Cards?’ style=”display:none”>Checkout this video: What is APR on Credit Cards? APR, or Annual Percentage Rate, is the…
How long does bankruptcy stay on your credit? It’s a common question with a not-so-simple answer. Here’s what you need to know about bankruptcy and your credit. Checkout this video: The bankruptcy process Filing for bankruptcy When you file for bankruptcy, the court issues an automatic stay. The automatic stay is a court order that…
A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. Checkout this video: The Basics of Credit Scores Your credit score is a key part of your financial health. It’s a number that lenders use to decide whether to give you…