If you’re wondering what a high APR is for a credit card, you’re not alone. Many people are confused about the annual percentage rate on their credit card and whether it’s something they should be concerned about. In this blog post, we’ll explain what a high APR is and whether you should be worried about…
Are you thinking about closing a credit card? Here’s what you need to know before you make a decision. Checkout this video: Why You Might Want to Close a Credit Card There are a few reasons you might want to close a credit card. Maybe you have too many cards and want to simplify your…
How to Pay Your Bank of America Credit Card . You can make a payment online, by phone, or by mail. Find out the best option for you. Checkout this video: Go to the Bank of America credit card login page 1. Go to the Bank of America credit card login page. You’ll need to…
A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of an individual. Checkout this video: Introduction Most people know that there are three main credit scoring companies in America: TransUnion, Equifax, and Experian. However, what many people don’t realize is that there is…
If you’re wondering how long a late payment can stay on your credit report , the answer is up to seven years. However, there are a few things you can do to minimize the impact of a late payment on your credit score. Checkout this video: The Credit Reporting Time Limit A late payment can…
It’s not impossible to get a house with bad credit. But it will take some extra work. Here are a few tips to help you get started. Checkout this video: Introduction Bad credit can make it difficult to get a home loan, but there are options available for those who are willing to work on…
A statement credit is a type of credit that can be used to cover the cost of a purchase. Statement credits are typically issued by banks or credit card companies and can be used to cover the cost of a wide range of purchases, including travel, retail, and dining expenses. Checkout this video: What is…
If you’re concerned about unauthorized credit card charges, there are a few steps you can take to figure out who charged your card. Checkout this video: Log into your credit card account online The first step is to log into your credit card account online. Once you are logged in, there will generally be a…
The credit card was invented in 1950 by Ralph Schneider and Frank McNamara. It was originally created as a way to provide customers with an alternative to carrying cash. Credit Card Invented?’ style=”display:none”>Checkout this video: The First Credit Card The first credit card was invented in 1950 by Ralph Schneider and Frank McNamara. Schneider and…
Credit card balances can be frustrating. You may make a payment, only to find that your balance hasn’t changed much – or even gone up. What’s going on? Credit Card Balance?’ style=”display:none”>Checkout this video: What is a credit card balance? Your credit card balance is the outstanding amount you owe on your credit card at…