How long do late payments affect your credit score? That’s a question we hear a lot. Here’s what you need to know. Checkout this video: The Basics of Late Payments A late payment is defined as a payment that is not received by the due date. This can happen for a variety of reasons, such…
How Much of Your Credit Limit Should You Use? That’s a great question. The answer depends on a few things, but here are some general guidelines to help you make the best decision for your financial well-being. Checkout this video: Introduction It’s important to use credit cards responsibly in order to keep your credit score…
A high credit card APR is a high interest rate that is charged on borrowed money. The average credit card APR is around 15%. Checkout this video: What is APR? APR stands for annual percentage rate. It’s the fee you’re charged for borrowing money on your credit card, and it’s expressed as a yearly rate….
It can be tempting to sign up for every credit card offer that comes your way, but is it really a good idea to have that many credit cards? Checkout this video: The Dangers of too Many Credit Cards Credit cards can be a great way to earn rewards and build credit, but having too…
Credit life insurance is a type of insurance that is designed to pay off a borrower’s debts in the event of their death. This can be an important safety net for families who would otherwise be left with unpaid debts and no way to pay them off. Checkout this video: What is credit life insurance?…
Bad credit can make it tough to get a loan for a house , but it’s not impossible. Here’s how to get a loan for a house with bad credit. Checkout this video: Check your credit report The first thing you need to do is check your credit report from all three credit reporting agencies:…
If you’re looking to finance your next Apple purchase, you may be wondering how to apply for an Apple Credit Card . Here’s a quick guide to help you get started. Checkout this video: Introduction The Apple Credit Card is a co-branded credit card from Apple and Goldman Sachs. It was first released in August…
It is possible to buy a house with no credit by following a few steps. This can be done by finding a cosigner, researching rent to own options, and looking for government programs. Checkout this video: Introduction If you have no credit history, you may think it will be impossible to buy a house. But…
Struggling to get a small business loan because of bad credit? It’s not impossible. Check out this blog post to learn how. Checkout this video: Introduction Bad credit can make it difficult to get a small business loan from a bank or other lending institution, but it is not impossible. In fact, there are many…
Use your credit card the right way by following these simple tips. You’ll avoid fees, save money, and improve your credit score. Checkout this video: Introduction Welcome to our guide on how to properly use a credit card. In this guide, we will go over everything you need to know about credit cards, from the…