Where Can I Buy Money Orders With a Credit Card?

If you’re looking to buy a money order with a credit card, there are a few different options available to you. Here’s a look at where you can buy money orders with a credit card and how to do it.

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US Postal Service

The United States Postal Service (USPS) is the only place where you can buy a money order with a credit card. They have a limit of $1000 per money order and you can only buy up to 3 money orders per day. You will need to pay a fee of $1.05 for each money order.

Pros

There are several benefits of using a credit card to purchase a money order. For one, it’s a convenient way to pay for the money order if you don’t have cash on hand. Secondly, it can help you build your credit score if you make your payment on time. Finally, using a credit card may entitle you to certain perks and benefits, such as rewards points or cash back.

Can be done online

There are a few ways that you can buy money orders with a credit card. You can purchase them online through a service like MoneyGram or Western Union. You can also buy them at some post offices or retailers, like Walmart.

If you’re buying a money order online, you’ll need to enter your credit card information and the amount of the money order. The company will then process the transaction and send you the money order.

At a post office, you can usually fill out a form and pay with your credit card. Some retailers may have special machines that you can use to purchase money orders with your credit card.

Keep in mind that there may be fees associated with buying a money order with a credit card. These fees will vary depending on the company or retailer that you’re using. Make sure to compare prices before making a purchase to ensure that you’re getting the best deal possible.

No credit card needed

There is no need to have a credit card to purchase a money order. You can find plenty of sources that will provide you with a money order without requiring a credit card. Money orders can be used to pay bills, send money, or make purchases.

Cons

While you can find physical locations to purchase money orders with a credit card, it’s important to note that there are some significant downsides to this method.

First, you’ll likely be charged a fee for using your credit card. This fee is generally around 3% of the total money order value, so if you’re buying a $500 money order, you can expect to pay an additional $15 in fees.

Second, you may also be subject to a cash advance fee from your credit card issuer. Cash advances usually come with a higher interest rate than regular credit card purchases, so this could end up costing you a significant amount of money in the long run.

Finally, using a credit card to purchase a money order can negatively impact your credit score. This is because credit agencies view this type of transaction as a cash advance, which is typically seen as high-risk behavior. If you’re trying to maintain or improve your credit score, it’s best to avoid this method altogether.

Must have a bank account

If you don’t have a checking or savings account with a bank, you can still get a money order with a credit card. There are some restrictions and you’ll likely have to pay a fee, but it is possible.

You can buy a money order with a credit card at most post offices. The U.S. Postal Service sells money orders for up to $1,000, and there is no limit to the number of money orders you can purchase in a day. The fee for using a credit card is $0.65 per money order.

You can also buy money orders from some grocery stores, such as Kroger and Safeway. The fees vary, but they are typically around $0.70 per money order.

There are a few private companies that sell money orders, such as MoneyGram and Western Union. These companies typically have higher fees than the post office, so be sure to compare the costs before you purchase a money order.

Have to go to the post office

Unfortunately, you cannot buy a money order with a credit card at most financial institutions. In fact, you generally can’t use a credit card to buy a money order anywhere. The U.S. Postal Service is one of the few places that still allows customers to pay for money orders with credit cards, although there is a fee for doing so.

Walmart

Walmart offers a money order service that allows you to send money anywhere in the world. The service is available at all Walmart stores, and you can pay for your money order with a credit card.

Pros

While Walmart doesn’t charge a fee for money orders, there are some advantages to using a credit card to pay for them. First, you can avoid the hassle of carrying around cash or using a check. Second, you can earn rewards points by using a credit card, which can save you money in the long run. Finally, using a credit card gives you protections against fraud and loss that you wouldn’t have if you paid with cash.

Can be done in person or online

You can usually buy money orders with a credit card at most post offices, banks, and some grocery stores. You can also buy them at some check cashing stores. You can buy them online from companies like MoneyGram and Western Union.

Cons

There are some potential cons associated with using a credit card to buy a money order. First, you may be charged a cash advance fee by your credit card company. Second, the interest rates on cash advances are usually quite high, so you’ll want to be sure to pay off the balance as quickly as possible. Finally, if you’re using a credit card to buy a money order from a company that doesn’t accept credit cards, you may be charged a convenience fee.

Banks

Most banks will sell you a money order for a fee if you have a checking or savings account with them. The teller will likely ask you to fill out a form with the payee’s name, address, and the amount of the money order. You’ll need to have enough money in your account to cover the amount of the money order plus the fee, which is typically around $5.

Pros

There are a few advantages to using a credit card to buy a money order. For one, it can be a convenient way to get the cash you need if you don’t have a bank account. Additionally, it can be a good option if you are trying to build or improve your credit score. Finally, using a credit card may give you some added protections, such as fraud protection or extended warranties.

Can use a credit card

Cons

While you can use a credit card to buy a money order from most providers, there are some potential downsides to this approach. First, you’ll likely have to pay a service fee for using a credit card. This fee is generally somewhere around 3%, so it can add up if you’re buying a large money order. Additionally, some credit card issuers may treat a money order purchase as a cash advance, which could result in additional fees and/or a higher interest rate on the transaction. Finally, it’s important to remember that you’ll need to have enough available credit on your card to cover the full amount of the money order, plus any fees.

May have to pay a fee

When you need to send cash but don’t want to use a personal check or bank draft, a money order is a good solution. You can purchase a money order with a credit card at most post offices, some banks, and some convenience stores. However, you may have to pay a fee for this service.

Credit Unions

if you’re a credit union member, you can likely buy a money order at your credit union with a personal check, debit card, or credit card. Some credit unions may limit the amount you can purchase or charge a fee for using a credit card. To learn more about your credit union’s money order policies, give them a call or visit their website.

Pros

When it comes to finding the best place to buy a money order with a credit card, credit unions offer several advantages. First, credit unions typically have lower fees than banks. Second, they may offer special promotions or discounts on money orders. Finally, many credit unions offer members the ability to withdraw cash from their accounts using their credit cards. This can be a convenient way to get cash when you need it.

Cons

You may have to pay a fee: Some credit unions charge a fee for money orders, so be sure to check with your credit union before you buy one. Fees can vary depending on the credit union, so it’s best to compare rates before you purchase a money order.

You may have to be a member: In order to purchase a money order from a credit union, you may need to be a member of that particular credit union. Credit unions have different membership requirements, so be sure to check with your credit union before you attempt to purchase a money order.

Your credit limit may be shortened: When you use your credit card to purchase a money order, your issuer may temporarily lower your credit limit by the amount of the money order.